- Centurion Member
- Posts: 4055
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
So in the last few years, Discover has had:
The 5% dining one (I don't know the exact name, but I suspect it was really unprofitable for them)
Secured and student editions of It and Chrome.
There may be others I can't think of don't know about. I'm also not totally sure if Premier and Premier Plus were separate cards or one card. From what little I've read, Premier/Premier Plus is/was an invite-only PC option for people who spent a lot on a regular It. I read the rewards were the same, but it had some extra perks like airport lounges (no idea which ones).
But my point is that for a company that has 0 transfer partners and 0 cards with an annual fee, 10-ish different cash back cards within a few years is pretty excessive. They could just offer:
One card with rotating categories (It)
Another with a higher base reward rate and no rotating categories (something like Miles)
Premium versions of these for big spenders
But they don't need Chrome and NHL.
*Freedom, I think, dates back to the mid-90's? I don't think Chase has tried to offer cards that directly compete with it.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech