NHL cards

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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Whatamuji
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Re: NHL cards

Postby Whatamuji » Wed May 27, 2015 11:36 pm

Thanks OP for posting this. Just ordered my Vancouver Canucks card. Got tired of looking at the boring light blue color of my card. :)


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Vattené
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Re: NHL cards

Postby Vattené » Thu May 28, 2015 7:19 am

Yeah it just seems like they couldn't make it more confusing if they tried. I have no problem with their offering similar products geared towards a more narrow customer base, or with their featuring the it most prominently as their flagship product. I'm not asking them be like BofA, Amex, Cap One, et al and say "Here are 20 different products tailored to different needs." I just can't fathom what good it does to make other card products no easier to pick out on the website than investor relations. It could be as simple as "Is the it card not for you? Here are some other great ways to earn rewards by using Discover."
-Vattené
FICO-8:
EX - 809 (11/16) | TU - 803 (11/16)
Primary Cards:
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now

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CarefulBuilder14
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Re: NHL cards

Postby CarefulBuilder14 » Thu May 28, 2015 9:38 am

So in the last few years, Discover has had:

Open Road
More
Escape
It
Chrome
Miles
NHL
Premier
Premier Plus
The 5% dining one (I don't know the exact name, but I suspect it was really unprofitable for them)
Secured and student editions of It and Chrome.

There may be others I can't think of don't know about. I'm also not totally sure if Premier and Premier Plus were separate cards or one card. From what little I've read, Premier/Premier Plus is/was an invite-only PC option for people who spent a lot on a regular It. I read the rewards were the same, but it had some extra perks like airport lounges (no idea which ones).

But my point is that for a company that has 0 transfer partners and 0 cards with an annual fee, 10-ish different cash back cards within a few years is pretty excessive. They could just offer:

One card with rotating categories (It)
Another with a higher base reward rate and no rotating categories (something like Miles)
Premium versions of these for big spenders

But they don't need Chrome and NHL.

*Freedom, I think, dates back to the mid-90's? I don't think Chase has tried to offer cards that directly compete with it.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

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Vattené
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Re: NHL cards

Postby Vattené » Sat May 30, 2015 9:44 pm

Agreed, although I liked and used Chrome during quarters that weren't very lucrative to me in the past. I really liked that it was so simple, too. You could just call and switch back and forth between rewards structures at will. Now that they have Miles with 1.5X on everything, however, I really doubt a card with 2X on two categories - even though they are common high-spend categories - would benefit many people more.
-Vattené
FICO-8:
EX - 809 (11/16) | TU - 803 (11/16)
Primary Cards:
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now



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