daniel2304 wrote:Discover It has that option too. However, the best value you can get is partner gift cards. A lot of restaurants, stores have gift certificates on Discover at a discount price. For example, Starbucks has $50 for $45. Best value I've seen is $40 for rental car for only $20. You should consider this benefit too.
Some of those gift card partners participate in Discover Deals or similar programs, so a discounted retail gift card might not really save much money. Other gift cards, especially travel-related ones, have strings attached that greatly limit their utility.
I may get some 20%-discounted gift cards for LL Bean or Brooks Bros, but they only seem slightly better than cash.
Edit: Although I suppose if you can find one gift card partner that is a great value for you, then that's all you need.