Discover IT comin...I'm so impatient LOL.

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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Postby popamode72 » Sun Mar 29, 2015 8:07 pm

CarefulBuilder14 wrote:I'm not sure if I'm prime or near-prime, but I called today, asked about any special offers, and got an offer of $10 extra CB on my next $200 in spending. I also got my regular APR (not that I pay interest) down a little from 18.99% to 17.24%. No HP.

Works for me.

I was gonna ask chat next month for an APR reduction but if they tend to give out more offers by phone, I'm doing that instead. Discover is really overlooked sometimes.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

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Postby RubenMtzJr » Wed Apr 01, 2015 12:19 am

jcarte29 wrote:I'm eager to receive my new Discover card! From what I've read so far they are pretty quick with shipping it (2 days!?). At first I'm going to B/T pay down a Chase Balance, but what I look forward to is having it in my "rotation."

Does Discover have a certain percentage restriction on how much line can be used for a B/T? (AMEX had a 50% restriction) just curious. Thanks!

Congrats, I got approved for the Secured Discover Card
Elan Financial/ IBC Bank- $800 (6/14)
Bank of America- $2,100 (8/14)
American Express Blue Cash Everyday- $5,000 (1/15)
Discover IT- $500 (3/15)
Amazon Store Card- $2,000 (3/15)
Rooms To Go- $2,000 (3/15)
Lowe's- $1500 (3/15)

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Postby ScoreOnTheRise » Fri Apr 03, 2015 1:51 pm

jcarte29 wrote:Discover came in the mail. Wow that looks nice. Almost as heavy as my CSP (which I'm transferring a balance from). Pretty. Good stuff.

I hate the wait between approval and getting the card, but when it arrives, it's a banner day. I love Discover's packaging.
American Express PRG [NPSL]
Chase Sapphire Preferred [$25K]
American Express BCE [$20K]
Discover it [$18.5K]
Barclaycard Arrival World MC [$6K]
Citi Diamond Preferred MC [$4K]
Citi Home Depot Consumer Credit Card [$3K]
Citi Best Buy Visa [$2K]

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Postby CarefulBuilder14 » Fri Apr 03, 2015 9:10 pm

ScoreOnTheRise wrote:I love Discover's packaging.

I still have the packaging mine came in...

..My spring cleaning wasn't very good last year and I missed it after somehow kicking it under the bed.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

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