Almost pulled a member

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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Battery111
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Postby Battery111 » Sun Feb 22, 2015 11:40 am

thom02099 wrote:This from AMEX T&C for the Senior Gold Card: https://web.aexp-static.com/us/content/pdf/cardmember-agreements/senior-gold/SeniorGold.pdf

No mention of any age requirement.

And this thread from MyFICO forum for a holder who's 24 years old: http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Senior-Green-Charge-Card/td-p/2679305

The senior cards are available. They are just not marketed, as they originally were.


Now I have what may be a stupid question after looking over those terms. It talks about how you can use the card at an atm to get cash from a checking account you designate. There is similar language in my other amex card T&C's. Anyone know how this works? If I could somehow use my amex as a surrogate ATM card without there being additional fees, that would be very handy for me to free up a slot in my wallet. I suppose I could just call and ask, but I'm thinking I am just not understanding properly since this seems like it would be a feature people would talk about more if it worked the way I describe.
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Kevin86475391
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Postby Kevin86475391 » Wed Mar 04, 2015 9:44 pm

I've never contacted them through Twitter or with their online support, so I can't say firsthand how that is, but I find them excellent and very pleasant to deal with via phone. Realistically I'm probably an annoying customer from that standpoint because I'll call them up for any little thing if I'm curious about something or have a question - without even really trying to find the answer first on my own and sometimes for stuff I don't really even need to know. It's just easy, fast, and pleasant to talk to them. Whereas almost all over companies I'll not call just to avoid the hassle and a typically less-than-ideal customer service experience.

Anyway, not saying you'd have better luck on the phone, but it might be worth a try.

Battery111
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Joined: Wed Apr 09, 2014 9:40 pm
Location: Lawton, ok

Postby Battery111 » Fri Mar 06, 2015 3:01 pm

Kevin86475391 wrote:I've never contacted them through Twitter or with their online support, so I can't say firsthand how that is, but I find them excellent and very pleasant to deal with via phone. Realistically I'm probably an annoying customer from that standpoint because I'll call them up for any little thing if I'm curious about something or have a question - without even really trying to find the answer first on my own and sometimes for stuff I don't really even need to know. It's just easy, fast, and pleasant to talk to them. Whereas almost all over companies I'll not call just to avoid the hassle and a typically less-than-ideal customer service experience.

Anyway, not saying you'd have better luck on the phone, but it might be worth a try.


I have also enjoyed excellent phone service from them. However, for this request, since it wasn't account specific, I decided to try @askamex on Twitter. Wanted to follow up to let anyone else curious know what I found out.

This is in fact a "thing". You call them up to enroll in express cash. They take your bank account number and routing number then mail you a pin. Of course like everything else, it's not all roses. There's a 3% or $5 fee per transaction, whichever is greater, plus any applicable ATM fees. That's not terrible, so I went ahead and enrolled to have another option. However, I'm not going to stop carrying my ATM card and pay 3% of every withdrawal plus ATM fees for the convenience of a slightly lighter wallet.
Citi AAdvantage Executive World Elite MasterCard
AMEX Platinum
AMEX Everyday Preferred
USAA AMEX
Discover IT
Chase Freedom
Chase Sapphire Preferred
NFCU nRewards Visa

im_mr_awesome
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Postby im_mr_awesome » Sun Mar 15, 2015 9:47 am

Another BBM user! Pin:335567D9
Scores on the mend...
FICO: 650 (Discover/TU, 6/23/2016)
Cards I Use Citi Double Cash, Chase Amazon, Capital One QuickSilver
Sock Drawer Discover IT, Citi Diamond Preferred, AE Visa, QuickSilver One, Walmart CC, CareCredit, CreditOne (keeping for history for now)
Short Goal Reach 680



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