luvbullmarkets wrote:Any concrete description as to what Discover considers "travel charges"?
Does this include Hotels, Motels, Resorts, Airfare, Trains, Ground Transportation, etc.?
Either way this card will be a third option following Barclaycard Arrival and Cap One Venture.
"TRAVEL PURCHASES: Starting at 1 Mile, you can redeem for cash as an electronic deposit to your bank account or for a credit for Travel Purchases on your statement made within in last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites and commuter transportation. Redemption may be delayed up to 48 hours if your card is lost or stolen. See Miles Terms and Conditions for details."
I don't think it's like an Arrival, where actual cash back would give a worse value than offsetting a travel purchase. I think it's basically 1.5% cash back with a Wi-Fi credit using the term 'miles' unnecessarily. My concern with the card would basically just be limited acceptance internationally. That's why I'd favor an Arrival when I needed Chip+PIN - though I'd have my regular IT with me, too, in case it came in use.