Discover It

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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babybear9925
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Location: Warner Robins

Discover It

Postby babybear9925 » Sun Dec 14, 2014 10:15 pm

I want CLI from discover with out a Hard pull how can i go around and Doing that i had my card more then six months


darkguy2
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Location: United States

Postby darkguy2 » Sun Dec 14, 2014 10:35 pm

Go online in your account and apply for it under the account tab. They have to ask to do a HP so just select no for that if it asks.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)

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Vattené
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Postby Vattené » Sun Dec 14, 2014 10:37 pm

You can just call the number and ask over the phone. I was successful in requesting a CLI after about 5 months. I believe their policy is to see what they can give you without a HP and ask you to authorize it only if you get denied via that route, but be sure to make it clear that you don't want to take a HP anyway (just to be safe).

Edited to add: I was beaten to the punch. When I requested I went over the phone just so I could ask a CSR if a HP was necessary, so I have no experience on the process online.
-Vattené
FICO-8:
EX - 827 (4/17) | TU - 812 (4/17)
Primary Cards:
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now

babybear9925
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Posts: 45
Joined: Sun Aug 31, 2014 11:43 am
Location: Warner Robins

Postby babybear9925 » Mon Dec 15, 2014 9:56 am

thanks guys !!! :)



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