Brad Bishop wrote:What's the scoop with Discover Cards?
I see many of them mentioned but when I applied, 6 months back, and looked at their website, it looked to me like there's 2:
- Discover It
- Discover It for Students
Yet I see so many other cards mentioned like:
- Discover Escape
- Discover Black
- Discover Chrome
- Discover Premium
- Discover Premium Plus
I may have a few of these names wrong and/or have left out some.
Is the basic deal that they toyed with a few different types of cards in the market and eventually just landed on one card: Discover It?
The It and IT chrome are the currently promoted cards. Escape, Miles, and More are previously available cards. (There are others, too.) Different rewards structures.
Discover Premium and Premium Plus are different card levels, like Visa has Signature and MC has World mastercard. You can't apply for these, Discover decides to give you them based on how much money you make them (or how much money they think you will make them). Premium comes with concierge service (which is available to some non premium card holders), live people answering the phone, and NPSL. (I have a premium card, based on having all of that, but discover has never told me. They just send me things that said "new benefits for you, because you're a Valued Customer!".) Premium plus is that plus some other benefits. (including, apparently, some really nice airport lounge access.)