5% Cashback for Online & Department Store Purchases

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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GoCreditGo!
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5% Cashback for Online & Department Store Purchases

Postby GoCreditGo! » Tue Nov 04, 2014 5:01 pm

How do you know what a department store is?

I mean, some stores are pretty obvious (like Macy's), but what about Amazon or Microsoft or Apple? Are those considered department stores?


Nixon
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Postby Nixon » Tue Nov 04, 2014 5:03 pm

GoCreditGo! wrote:How do you know what a department store is?

I mean, some stores are pretty obvious (like Macy's),[color="Red"] but what about Amazon or Microsoft or Apple?[/color] Are those considered department stores?


I would not consider them department stores.
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Vattené
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Postby Vattené » Tue Nov 04, 2014 5:11 pm

I would not either. You could call Discover and see if they can tell you for sure if you have a specific store in mind. You could also see if you can buy whatever is in question online. That way you get the 5% regardless of merchant classification since it is online.
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PlyrStar93
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Postby PlyrStar93 » Tue Nov 04, 2014 9:01 pm

Since Amazon is supposed to be online purchases, who really cares... Microsoft and Apple both have online stores to qualify.

But actually for the Amazon case, AMEX does count it as department store but is not eligible for "select department store" bonus in Blue Cash series - just a little information. Visa/MasterCard generally count it as bookstores (MCC = 5942), but sometimes it's possible to see Computer Network Services (MCC = 4816). Again just some extra information.

For Microsoft, if you mean an actual store just like Apple Store, then I don't think it's department store. They should rather be electronic stores like Best Buy.

For Apple, you may order online and pick up in-store so they still consider that as online purchase for you to qualify 5%.
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Postby amexcurious » Fri Nov 21, 2014 7:53 am

target.com and walmart.com are listed on Discover's website as eligible for online 5% cash back bonus, but what about purchases at the actual stores? Would they be considered department stores?

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Postby augiedog » Fri Nov 21, 2014 1:41 pm

amexcurious wrote:target.com and walmart.com are listed on Discover's website as eligible for online 5% cash back bonus, but what about purchases at the actual stores? Would they be considered department stores?


No, they do not count. Since they sell both groceries and department store-like items, they're typically excluded from offers on departments store or grocery stores unless the store is specifically mentioned.
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