luisdaa wrote:Let's assume that someone has had a Diners Club card since 1975 (during this time Diners Club was still an independent company). If that person were to keep it until know, the card would have been converted to a "Professional Diners Club". Up until recently Diners Club started to accept applications for consumer cards. If this person were to convert his Professional card to a Consumer card, he would have to apply again. Would his new Diners Club consumer card still say that he has been a member since 1975?
Diners Club was originally an independent company. It was later bought by Citi group. During the early stages it was a popular and prestigious card. However, it lost its popularity as time passed. Citi sold the Diners Club network to Discover in 2008. However, Harris Bank (which is part of Bank of Montreal) has the issuing rights in the United States. Since Diners Club has changed hands many times, I'm wondering if you can still keep your original "member since" date.
I think Amex is the only company which backdates. Diner's Club has been bought and sold so many times that I'm not sure anyone who has the card that long still has that original (1975) date. The thing about cards which change hands like that is that there aren't a lot of things set in stone. I've heard of creditors who do honor the previous issuer's opening date. Technically speaking I'm not sure they have to (it's kind of a new tradeline). On the other hand, I've heard of some creditors who were total jerks (hard pulling the old cardholders sometimes without asking and giving almost everyone a CLD or other AA).
In my Wallet:
Sometimes in my Wallet:
- Amex PRG NPSL[3-14, bd 91]
- Sallie Mae MC $8000[1-14]
- Chase Freedom $4700[1-14]
- Discover It $2750[8-13]
- BoA UCF Alumni Cash Rewards $5000 [3-15]
- GM BuyPower WEMC $5000[9-14]
- Wells Fargo Propel 365 Amex $7000[4-14]
- Barclaycard Arrival WEMC $7000[3-14]
- BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450