Discover cards with Chip & PIN!!!

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
58 posts
tmiw
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Postby tmiw » Thu Dec 11, 2014 9:32 pm

flan wrote:Chip and signature cards are substantially cheaper than chip and pin ones. I'd be very surprised if Discover is paying $2 for one. $2 including the cost of mailing, maybe.
PIN costs more for the cards, and the cost of implementation is higher. (separate mailing
for pin, software requirements, etc.)


Considering that Discover is mostly a US and Canada card network, they could get away with just storing the PIN on their end instead of on the card. That would still cost more than just chip and signature but the extra costs would be on the backend side, not on the cards themselves.


tmiw
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Postby tmiw » Sun Dec 14, 2014 5:23 am

Looks like I'm wrong. There's reports on another forum that the cards are available right now. Chip and signature though.

darkguy2
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Location: United States

Postby darkguy2 » Sun Dec 14, 2014 9:26 am

tmiw wrote:Looks like I'm wrong. There's reports on another forum that the cards are available right now. Chip and signature though.


You got a link to one? I am not seeing anything with a google search.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)

jeffysdad01
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Location: Texas

Postby jeffysdad01 » Sun Dec 14, 2014 9:27 am

Apparently they are available (chip and sig). I just called and they said I'd have it within a week. I had asked previously that one be sent when they were available and the rep said I was on the list, but apparently this was not the case. If you want one, you have to call and ask for it as they are not being sent automatically.

darkguy2
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Location: United States

Postby darkguy2 » Sun Dec 14, 2014 9:38 am

Just called. They said today was the first day they are offering it. They only have the original blue design available with the chip for now. Can't wait to get mine and see how it looks.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)

darkguy2
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Posts: 617
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Location: United States

Postby darkguy2 » Sun Dec 14, 2014 9:42 am

Here is what it looks like on my online account page.

Image
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)

Mitch
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Location: United States

Postby Mitch » Sun Dec 14, 2014 4:29 pm

OOOOH, I like the blue one better.

Here's mine.

Image
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Discover It $500 10/14. Capital One QS Visa $300 02/15, formerly Journey Visa Plat. 11/14.

alexmt
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Location: USA

Postby alexmt » Sun Dec 14, 2014 5:54 pm

Mitch wrote:OOOOH, I like the blue one better.

Here's mine.

Image


Why do you have the Chrome card? I'm glad they're issuing chips for it, but I do not understand the point... there's lots of other 2% cards, 2% on everything. Use Discover for what Discover is good for - the 5% rolling :)

Mitch
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Location: United States

Postby Mitch » Sun Dec 14, 2014 6:59 pm

alexmt wrote:Why do you have the Chrome card? I'm glad they're issuing chips for it, but I do not understand the point... there's lots of other 2% cards, 2% on everything. Use Discover for what Discover is good for - the 5% rolling :)


Because my lack of credit entirely, would only get me approved for the Student Card.
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Discover It $500 10/14. Capital One QS Visa $300 02/15, formerly Journey Visa Plat. 11/14.

websteth
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Location: Florida

Postby websteth » Sun Dec 14, 2014 7:13 pm

Just called. The person was adamant that they were not available and then put me on hold. She came back 2 minutes later and was like it's on the way. Thanks for asking or I wouldn't have known.

Is it just me or shouldn't you be aware of your products?
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard



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