MrMosby wrote:Citi is the worst, I would get rid of my Citi card but I don't want to lose available credit.
Citi's honestly okay IMO. I mean their EO people were really helpful and I wish their normal customer service was a lot more like that and most of the time, I've gotten decent service through their online chat. I also give them a lot of credit for being the first lender to ever approve me for a credit card at all and I also had a checking account with them prior to that. I think with them, it just takes finding the right person to talk to who can actually make things happen. I had felt really bitter about Citi for quite a while until I managed to get an APR reduction and now my CLI with them.