- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
lobbythis wrote:Discover seems so difficult to work with, I still don't understand why they are raved about.
With the exception of Mosby, everyone seems to have low limits and low CLI's consistently. Despite some decent benefits, I just don't see how they are worth the months/years of loyalty just to get a measly few thousand for limits.
People who rave about Discover are simply people who like the good customer service and rewards - and usually care less about a low limit, so long as it isn't prohibitively low.
It seems 90%+ of the bad things I hear people say about Discover relate to getting a low CL/small or no CLI/application denial. When it comes to actually helping customers in connection with purchases, complaints are fairly few.
Edit: I'd much rather have my $2k Discover than a $10k line with mediocre rewards and bad service.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech