Diners Club is Back

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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CarefulBuilder14
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Joined: Thu May 08, 2014 7:42 pm
Location: United States

Postby CarefulBuilder14 » Fri Oct 10, 2014 9:06 pm

otter wrote:I want to max out the BuyPower's 5% before I go to the Sallie Mae...


Well, maxing out the 5% on $5,000 is good. Your approach is simple, too.

You might consider reserving it for random stuff that doesn't fit into another card's bonus category, though.

Getting 5% on gas is easy. Getting 5% on something like a car insurance payment is hard!
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when


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otter
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Postby otter » Fri Oct 10, 2014 10:38 pm

CarefulBuilder14 wrote:Well, maxing out the 5% on $5,000 is good. Your approach is simple, too.

You might consider reserving it for random stuff that doesn't fit into another card's bonus category, though.

Getting 5% on gas is easy. Getting 5% on something like a car insurance payment is hard!


I'll probably fine tune it as I go along... eventually what I want to do is have the GM card for off category spending. My income will probably increase substantially in the next few years (and my spending will likely go up a little as well). Right now, I don't think I spend $5000 off category that I can put on a card (wish I could put rent on credit cards). If I find a good stock I can buy on loyal3, I might do that with the GM card... nice to buy a stock commission free and know you are getting a 5% reward right off the bat.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450



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