Is Discover being extra nice this month?

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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Postby PlyrStar93 » Tue Sep 23, 2014 12:53 pm

432521 wrote:I am assuming your request caused a hard pull?

Not (yet), I asked the agent not to hard pull, and in the end the agent said:
Our credit analysts have processed your application with the information you provided, but unfortunately we are unable to increase your credit line at this time. For your privacy, the reason(s) are not provided for me to see, but you will receive a letter within seven to ten days explaining the specific reasons why your request was not approved. A credit inquiry was not made.

I have saved the entire conversation and will be monitoring credit report.
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Postby 432521 » Tue Sep 23, 2014 1:05 pm

It might be because u just opened the account. I believe you have to wait at least a year before you can ask for a CLI.
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Postby mdl28 » Tue Sep 23, 2014 3:22 pm

You're eligible for a CLI after 3 months with discover.

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Postby Ikarus » Wed Sep 24, 2014 3:41 am

In the same boat here. That CLI link on Discover's site always says to call them.

I'm itching for some CLI's to pad my util for Christmas shopping.

About to PIF my AMEX BCE in a week or two. Perhaps they'll bite?

PlyrStar93 wrote:Tried online chat but no go. Will wait for a letter being sent to me. Since I never can access the request CLI link, I just gave it an attempt through online chat.

They probably require some age on the account, but at least when I get the letter I will see some clues.
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