Anniversary CLI

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
16 posts
User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 3757
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Postby CarefulBuilder14 » Thu Sep 11, 2014 6:28 pm

MemberSince99 wrote:Which one? I had several. I think I went 7 months on the longest. I took a while but finally figured out we just aren't a good match. That's just how it goes I guess.


It is tricky to figure out what earns the auto CLIs. I used to think they just went to people with very few, if any, other prime cards. The OP has a few other prime cards, though. The number of swipes per month could be a big factor.
Love: IHG, Platinum, Sallie Mae, AA Plat, CSP
Like: Discover, ED, BCE, Hyatt, Arrival, Freedom
Might drop: BrooksBros, Prestige (Costco PC?)
Might add: Proper business card, CSR, Ritz, Delta Gold
Letting new accounts cool off since May
Really not sure what I'll add next or when


fixmycredit92
Green Member
Green Member
 
Posts: 16
Joined: Thu Sep 11, 2014 8:10 pm
Location: usa

Postby fixmycredit92 » Thu Sep 11, 2014 8:20 pm

Congratulations on the increase. I have the Discover secured but hopefully it will graduate soon and they will give me a CLI.

jrmsu
Platinum Member
Platinum Member
 
Posts: 79
Joined: Sun May 04, 2014 9:53 am
Location: Mississippi

Postby jrmsu » Sat Sep 13, 2014 3:45 pm

At this point, I don't need a higher credit limit. It wouldn't matter if I never get a CLI from any of my cards again. It is just nice getting them I guess.

Not sure why some people get increases from Discover and others don't. I don't really charge that much to Discover. Discover tends to get my smaller charges and online spending (the Shop Discover offers are awesome).
My Cards:

Discover It - $8,450 (9/13)
BankAmericard Cash Rewards Visa Signature - $5,000 (4/14)
Chase Freedom - $3,000 (5/14)
AMEX Hilton HHonors - $16,500 (6/14)


User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 3757
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Postby CarefulBuilder14 » Sat Sep 13, 2014 3:53 pm

jrmsu wrote:Discover tends to get my smaller charges and online spending (the Shop Discover offers are awesome).


ShopRunner and ShopDiscover must work well together! I haven't tried them out in combination yet.
Love: IHG, Platinum, Sallie Mae, AA Plat, CSP
Like: Discover, ED, BCE, Hyatt, Arrival, Freedom
Might drop: BrooksBros, Prestige (Costco PC?)
Might add: Proper business card, CSR, Ritz, Delta Gold
Letting new accounts cool off since May
Really not sure what I'll add next or when

randeman
Centurion Member
Centurion Member
 
Posts: 188
Joined: Tue Jan 10, 2012 7:11 pm
Location: New York, NY

Postby randeman » Sun Sep 21, 2014 10:14 am

jumbo wrote:My auto cli from discover pretty much stopped after the 1 year mark.


This was my experience as well. I could never access the "luv" button online either. After a year and a half (and paying my balance down to nothing), I went online and, lo and behold, there was the button. I hit it and my credit line went up over $2000. As you can see, it's my highest limit, with my new It card in second place.
Cards and Credit lines Acquired:

Escape by Discover (7.75K), Barclay Holland America Visa (7K), Macy's store card (7K), Bloomingdale's store card (2.6K), Citi Custom Credit Line (3.5K), PayPal Smart Connect credit line (2.7K), Chase Freedom Visa (5K), Chase United MileagePlus Visa (5K), Chase Sapphire Preferred Visa (6K), Amazon store card (2.2K), Lord & Taylor store card (550), Nordstrom store card (1500), Gold Delta SkyMiles from American Express (3K), Discover It (6.5K), PayPal Credit Line (1K).

Berk
Gold Member
Gold Member
 
Posts: 33
Joined: Sun Sep 28, 2014 5:54 pm
Location: NE Florida

Postby Berk » Tue Sep 30, 2014 7:08 pm

I think I got an auto CLI after the first 9 months. Can't recall how much it was. I believe I started with a 2500.00 CL. I have paid my balance in full on every statement until this past March when I put about 6K on it and took 2 months to pay it down. I have asked for CLIs every six months and have never been denied. I am also at 3% utilization across all credit cards I have.
Fico Scores 05/25/2015
Equifax 766
TransUnion 788
Experian 797

Over $140,000 in credit across 12 cards.



Return to “Discover, Diners Club”

Who is online

Users browsing this forum: No registered users and 2 guests