- Centurion Member
- Posts: 4145
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
I would keep the It and avoid the Chrome.
TrueEarnings has no cap on the bonus at restaurants. Your gas spending doesn't exceed the TrueEarnings gas bonus cap. Chrome will never be the standout best card in your wallet for any transaction, so when would you ever actually use the Chrome?
Unless you are a huge fan of Discover's cheap gift cards, you'd always be at least as well-off using TrueEarnings as the Chrome. Just use the It for the 5% categories and give it an occasional swipe to keep it active between those 5% purchases - maybe a $10 swipe once a month.
Do look at Discover's offerings of gift cards, though. Maybe something will really stand out to you that you can buy for 50% off.
The Chrome would still have a low bonus spending cap of $1,000 on combined gas and restaurant transactions each quarter.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG, Prestige (retention)
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt
SD with activity alerts, might close: Arrival and Brooks Bros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech, BofA Travel PH