- Centurion Member
- Posts: 3969
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
Some anecdotal evidence suggests that they tend to give high limits when they think someone is a good credit risk and that person doesn't have several other prime cards with high limits. They may give CLIs after a period of disuse, but they may also like to see regular use - including lots of swipes for small transactions and things outside the rotating categories. Moderate use, though, may not help as much as either extreme. Anecdotes aren't reliable data here.
I would close the Credit One card before you have to pay any more fees on it. Keep the Capital One card for now, though, as some places still only take Visa and MC.
$10k is a huge limit from Discover. I really would not put much hope in getting a bigger one anytime soon, unless you're making a ton of money.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt, SPG
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech