New Discover it chrome

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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MB131174
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New Discover it chrome

Postby MB131174 » Thu Jun 19, 2014 7:47 pm

New Discover it chrome
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KIK: WMB1974


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otter
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Postby otter » Thu Jun 19, 2014 8:15 pm



So the chrome is kind of like a "poor man's Sallie Mae card"... 2% rewards on $1000/quarter vs. 5% on around $1500/quarter. True, it's restaurants vs. groceries, but the Sallie Mae still looks a lot better. So worse rewards, less acceptance than Sallie Mae, and more than likely, a lower limit than Barclaycard would give.

No thanks.

Hopefully, those of us with the "old" It card will be grandfathered... because this seems a nerfing which would make US Bank or PenFed blush...
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

432521
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Postby 432521 » Thu Jun 19, 2014 8:25 pm

otter wrote:So the chrome is kind of like a "poor man's Sallie Mae card"... 2% rewards on $1000/quarter vs. 5% on around $1500/quarter. True, it's restaurants vs. groceries, but the Sallie Mae still looks a lot better. So worse rewards, less acceptance than Sallie Mae, and more than likely, a lower limit than Barclaycard would give.

No thanks.

Hopefully, those of us with the "old" It card will be grandfathered... because this seems a nerfing which would make US Bank or PenFed blush...


I don't think they are getting rid of the original IT card with this new chrome version.
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

MB131174
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Postby MB131174 » Thu Jun 19, 2014 8:38 pm

I called and talked to a friendly American lady. She said it was designed for those who don't get much out of the quarterly 5% bonus. I just did the math, and I actually would get the same amount cash back in gas regardless of which IT flavor I had based on my average of $150 a month spend on gas. Personally I would like them to release a 3/2/1 IT card. Cable and cellphone would be good categories.
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jrmsu
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Postby jrmsu » Thu Jun 19, 2014 9:46 pm

MB131174 wrote:I called and talked to a friendly American lady. She said it was designed for those who don't get much out of the quarterly 5% bonus. I just did the math, and I actually would get the same amount cash back in gas regardless of which IT flavor I had based on my average of $150 a month spend on gas. Personally I would like them to release a 3/2/1 IT card. Cable and cellphone would be good categories.


The only quarter I don't get much out of is the home improvement second quarter. Cable and cellphone would be good. I would rather have a category for utilities than one for home improvement.
My Cards:

Discover It - $8,450 (9/13)
BankAmericard Cash Rewards Visa Signature - $5,000 (4/14)
Chase Freedom - $3,000 (5/14)
AMEX Hilton HHonors - $16,500 (6/14)


Michael
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Location: Illinois

Postby Michael » Sat Jun 21, 2014 10:12 am

I think a straight 2% card on everything, with no quarterly limit, would blow Cap One Quicksilver away. :)

benhollberg
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Location: Salt Lake City

Postby benhollberg » Sat Jun 21, 2014 9:44 pm

So is this a another It product, or replacing the It altogether?
American Express Platinum Card
American Express TrueEarnings Card from Costco
Marriott Rewards Premier Visa Signature Card
Chase Sapphire Preferred World MasterCard
Discover It

Laxsnor
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Postby Laxsnor » Sun Jun 22, 2014 12:40 am

benhollberg wrote:So is this a another It product, or replacing the It altogether?

It seems like it is another It product.
USBank Cash+ $12,000
Delta Amex $4,000
Sallie Mae $1,000

websteth
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Location: Florida

Postby websteth » Sun Jun 22, 2014 8:27 am

This looks like the old OpenRoad card they used to have.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

benhollberg
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Postby benhollberg » Sun Jun 22, 2014 3:14 pm

Laxsnor wrote:It seems like it is another It product.


That's good. I'm happy with the quarterly rewards as it is now and I get better rewards on those 2% chrome categories from other cards I have.
American Express Platinum Card
American Express TrueEarnings Card from Costco
Marriott Rewards Premier Visa Signature Card
Chase Sapphire Preferred World MasterCard
Discover It



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