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About LinkBacksHi everyone, I was just checking my reports and noticed a TU inquiry from GERCB/ JCP, which was JC Penney. I've never been to a JC Penney or applied for credit, so I called GECRB and talked to a security rep who cancelled the app and promised to remove the inquiry.
The thieves used all of my info, but it had my address. Should I be concerned? Is there anything else I should do? I sent off the extended fraud alert request form to TU, just in case.
Very weird.
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Green Member
- Join Date
- Jun 2012
- Location
- San Francisco, CA
- Posts
- 8
Unauthorized inquiry but no account, should I be worried?
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Centurion Member
- Join Date
- Sep 2012
- Location
- Los Angeles, CA
- Posts
- 194
The best thing you can do right now is watch your credit report like a hawk and put a fraud alert on all your credit reports for 90 days. Do you live by yourself or with others not trustworthy that might have gotten your information to apply?
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Green Member
- Join Date
- Jun 2012
- Location
- San Francisco, CA
- Posts
- 8
I live on my own and I shred everything, so the only thing I could think of is outgoing mail theft.
Unfortunately, they hit 5 other stores in the OC and managed to get cards at each one, which they ran up that day. I'm hoping the fraud alerts stop them.
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Gold Member
- Join Date
- Sep 2012
- Location
- Texas
- Posts
- 29
Originally Posted by mario1232000
To block all potential credit inquiries, you can also place a credit freeze on all three CRB's for a small fee. From that point forward, if you plan to apply for credit , all you will need to do is unfreeze for the time in question.AMEX Green - NPSL [Member Since 1995]
AMEX BCE ($6K) - For everyday purchases.
Chase Freedom (13K) & Discover IT (12K) - For 5% rotating categories.
Credit Union MasterCard ($2K) - Rarely used.
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