Unauthorized inquiry but no account, should I be worried?

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3 posts
mario1232000
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Joined: Sat Jun 30, 2012 12:08 pm
Location: San Francisco, CA

Unauthorized inquiry but no account, should I be worried?

Postby mario1232000 » Sun Feb 17, 2013 11:10 pm

Hi everyone, I was just checking my reports and noticed a TU inquiry from GERCB/ JCP, which was JC Penney. I've never been to a JC Penney or applied for credit, so I called GECRB and talked to a security rep who cancelled the app and promised to remove the inquiry.

The thieves used all of my info, but it had my address. Should I be concerned? Is there anything else I should do? I sent off the extended fraud alert request form to TU, just in case.

Very weird.


Gamma
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Joined: Sat Sep 15, 2012 1:15 am
Location: Los Angeles, CA

Postby Gamma » Sun Feb 17, 2013 11:14 pm

The best thing you can do right now is watch your credit report like a hawk and put a fraud alert on all your credit reports for 90 days. Do you live by yourself or with others not trustworthy that might have gotten your information to apply?

mario1232000
Green Member
Green Member
 
Posts: 8
Joined: Sat Jun 30, 2012 12:08 pm
Location: San Francisco, CA

Postby mario1232000 » Tue Feb 19, 2013 10:10 am

I live on my own and I shred everything, so the only thing I could think of is outgoing mail theft.

Unfortunately, they hit 5 other stores in the OC and managed to get cards at each one, which they ran up that day. I'm hoping the fraud alerts stop them.



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