Fraudulent charges on 3 different cards the same week!!

**PopiLopi** · Dec 16, 12, 7:31 am

here's what happened, monday I got a call from Discover, a card I haven't used in over 3 months, to confirm online purchases at macy's for over $500, it wasn't me so they cancelled the charges, replaced my card, end of that story. Next day, tuesday I'm checking my amex Bplatinum balance and I see charges on Chili's in CA, Toys R Us and Walmart.com, but the card was in my possession all the time. I called amex, they changed my number, sent me a new card and told me to call when the charges are posted to have them removed. Last night I'm checking the balance on my Zync card and it has 2 Macy's charges and 2 $1 pending authorizations for Groupon and Raphsody, which I'm 100% positive I didn't do. Then again, they changed the number and are sending me a new card.

What's up with that? I freaked out and put alerts on all my credit reports, but how can this happen, 3 times in the same week?! Are thieves working extra during the holidays or what? Anyone have experienced something like this lately?

**Moneytalks** · Dec 16, 12, 11:07 am

Hmmm, never happened to me *knock on wood, but if I were you, I would change all your numbers ASAP JUST as a precaution. You probably weren't skimmed since the cards were in your possession or not used, perhaps someone somehow accessed your info. I would also change your debit card as well and monitor ALL your accounts. Do you have Lifelock? most importantly, stay calm, you'll be ok.

P.S. Platinum Amex--> very nice!

**PopiLopi** · Dec 16, 12, 3:36 pm

Originally Posted by Moneytalks

Hmmm, never happened to me *knock on wood, but if I were you, I would change all your numbers ASAP JUST as a precaution. You probably weren't skimmed since the cards were in your possession or not used, perhaps someone somehow accessed your info. I would also change your debit card as well and monitor ALL your accounts. Do you have Lifelock? most importantly, stay calm, you'll be ok.

P.S. Platinum Amex--> very nice!

Thanks on the Plat and the advice!!! I just called and changed the numbers on all my cards, including the ones I never use. Should I worry about store cards too? I don't have lifelock, but it'll be a good idea to get that for now, just in case. Today they called me from Amex and asked me like a zillion security questions, they said they will change everything on my accounts. hopefully this doesn't happen again

**Moneytalks** · Dec 16, 12, 6:34 pm

Yes, store cards too, again, just in case. Unfortunately, these things happen, just do your best to react and manage it

**travduke** · Dec 17, 12, 7:07 pm

May want to run a virus scan on your computer if you ever used these cards online. Might have a key logger.

**PopiLopi** · Dec 18, 12, 6:28 pm

Originally Posted by travduke

May want to run a virus scan on your computer if you ever used these cards online. Might have a key logger.

I've used them online, but mostly from my ipad, but still will try that! Thanks!

**nishant** · Dec 21, 12, 1:44 pm

You may use free aggreggator services like Mint.com or Yodlee MoneyCenter which combines all the bank accounts, credit card, bills payable due etc in one place. Log in only once a day and you get all trasaction updates in one place rather than logging into 20 different accounts.

Charges from Capital one and Discover for example appear within 15 minutes of transaction on Yodlee as pending charges which I find very useful.

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Fraudulent charges on 3 different cards the same week!!