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  1. #1
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    Default My debit card number was stolen! HELP!

    I know this is a cc forum, but I was hoping you all could help me out. I found out somewhat recently that someone either got ahold of my debit card info or my bank account info.

    So far they've charged about $200 (which may not seem like a lot, but to a college student that's a good month's groceries). I've called my bank and filed claims and am still in the hell of a process to get my money (if any) back.

    My main concern here is my identity. I'm worried someone may have gotten ahold of my information and will use it and cause me a world of problems in all aspects possible.

    Is there any way to go about protecting it that is better than others?

    As of right now I've closed the card and put an ID, social and security question block on my accounts at the bank. Should I do this for my local credit union too? I'm looking to get married soon and to credit problems would kill me especially in looking for a house. Last time I checked I was at a decent 715 for a low 20 year old.

    Any advice, suggestions and recommendations would be greatly appreciated.
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  2. #2
    Centurion Member PlatinumAMEX94's Avatar
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    Lifelock. It's $99 bucks a year. If you use promocode "Rush" you should get a percentage off.
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  3. #3
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    You're cool. Credit cards are safer than debit cards. You can put a credit freeze on if you like, but I think that's overkill. as this issue has nothing to do with your credit reports. "Lifelock" cannot prevent your banking details from being compromised.
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  4. Centurion Member PlatinumAMEX94's Avatar
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    Lifelock can prevent your identity from being stolen.
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  5. #5
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    Quote Originally Posted by PlatinumAMEX94 View Post
    Lifelock can prevent your identity from being stolen.
    Lifelock is good advice, but you're hard pressed to find anyone who can prevent an identity from being stolen. Lifelock just has measures to quickly mitigate the fall out.
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  6. #6
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    You're right. My identical twin could easily steal my identity.
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  7. #7
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    Quote Originally Posted by PlatinumAMEX94 View Post
    You're right. My identical twin could easily steal my identity.
    So could any neighbor or passer by. Lifelock doesn't shread your documents for you, or hire security guards to protect your house from theft.

    They exist to help electronically and stop the transaction before it occurs and catch the thief before he can do more damage.
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  8. Centurion Member FastSRT8's Avatar
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    Just went on lifelock's website. Doesn't say they offer their services to Canadians. Does anyone know if they do?
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  9. #9
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    Quote Originally Posted by FastSRT8 View Post
    Just went on lifelock's website. Doesn't say they offer their services to Canadians. Does anyone know if they do?
    I tweeted them and they said only US based customers. Sorry.
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  10. #10
    Centurion Member FastSRT8's Avatar
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    Drats... again we Canadians get shafted
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