Nigeria and credit cards - Credit Card Forum

Mogul of Pineapples · 09-24-2008, 07:28 AM

Google has a new tool that let's you type in a word to see it's search popularity. It won't give you numbers of searches but only how popular a word is overall. I was on there checking out the popularity of some words I will not mention haha but when I typed in "credit cards" this is what it showed me as far as geographic interest is concerned:

Something tells me the Nigerians and Ghanians (sp?) aren't looking because they want to improve their credit score.

Cucumber · 09-24-2008, 10:51 PM

Hmmmmm...... the same people that bring us those emails offering us millions if we only give them our bank account numbers so they can supposedly transfer that money to our account.

What is with all this financial scamming crap coming from Nigeria? I swear dude they seem to be like the financial scamming capital of the world.

No, wait... never mind...

that would be Wall Street.

fffresh · 09-25-2008, 07:22 PM

The scam artists in Nigeria and Indonesia consider credit card fraud a sport. The governments and law enforcement in these countries are so corrupt themselves you often hear of them co-conspiring with the criminals themselves. I've heard countless stories of them contacting merchants here and attempting large orders. An acquitence of mine that owned an auto parts store said a man from Nigeria contacted him to buy 14 sets up wheels. The Nigerian claimed he owned an auto parts store in his country and that is why he needed them. These con artists will stop at nothing to lie, cheat, and steal their way in life.

What they do is take a valid credit card number and find a processor as a partner in crime. Together they will randomly try expiration dates with that number until they find one that works. It's a time consuming process but apparently very lucrative in these third world countries.

This is why many merchants ask for the last 3 digits on the back of cards known as "V" or the "VCC" code. This is a number which is never recorded so randomly guessing this would be much harder to do.

goober · 09-28-2008, 10:49 PM

so are you saying that nice offer I got in my email from a random spammy address like dgkhdgj390343kjkfdgkjdgk@hotmail.com really didn't want to give me a $30 million either?

shucks i'm bummed now... HA!

Herman65 · 09-30-2008, 02:21 AM

I must be on the Nigerian main list. I get 3-4 messages every morning to start my day out. I must have won trillions by now lol.

Floppster · 09-30-2008, 03:38 PM

Quote:

Originally Posted by Herman65

I must be on the Nigerian main list. I get 3-4 messages every morning to start my day out. I must have won trillions by now lol.

Perfect than it won't be a problem to throw in the 700 Billion to catch the financial crisis

09-24-2008, 07:28 AM	#1
Mogul of Pineapples Centurion Member Join Date: Jun 2008 Location: Where the smog from the 101 freeway coats my home's windows... Posts: 279	Nigeria and credit cards Google has a new tool that let's you type in a word to see it's search popularity. It won't give you numbers of searches but only how popular a word is overall. I was on there checking out the popularity of some words I will not mention haha but when I typed in "credit cards" this is what it showed me as far as geographic interest is concerned: Something tells me the Nigerians and Ghanians (sp?) aren't looking because they want to improve their credit score. __________________ “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.” -Warren Buffett Current Cards: American Express: Blue Cash, Simply Cash Bank of America: Visa Financial Rewards Platinum Plus Chase: Rewards Visa, Amazon Visa Discover: More Current Everyday Card: American Express Blue Cash

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09-24-2008, 10:51 PM	#2
Cucumber Centurion Member Join Date: Apr 2008 Location: The beach of Zuma Posts: 146	Hmmmmm...... the same people that bring us those emails offering us millions if we only give them our bank account numbers so they can supposedly transfer that money to our account. What is with all this financial scamming crap coming from Nigeria? I swear dude they seem to be like the financial scamming capital of the world. No, wait... never mind... that would be Wall Street.

09-25-2008, 07:22 PM	#3
fffresh Centurion Member Join Date: Apr 2008 Location: the edge of the world Posts: 227	The scam artists in Nigeria and Indonesia consider credit card fraud a sport. The governments and law enforcement in these countries are so corrupt themselves you often hear of them co-conspiring with the criminals themselves. I've heard countless stories of them contacting merchants here and attempting large orders. An acquitence of mine that owned an auto parts store said a man from Nigeria contacted him to buy 14 sets up wheels. The Nigerian claimed he owned an auto parts store in his country and that is why he needed them. These con artists will stop at nothing to lie, cheat, and steal their way in life. What they do is take a valid credit card number and find a processor as a partner in crime. Together they will randomly try expiration dates with that number until they find one that works. It's a time consuming process but apparently very lucrative in these third world countries. This is why many merchants ask for the last 3 digits on the back of cards known as "V" or the "VCC" code. This is a number which is never recorded so randomly guessing this would be much harder to do.

09-28-2008, 10:49 PM	#4
goober Green Member Join Date: Jul 2008 Location: OBX Posts: 23	so are you saying that nice offer I got in my email from a random spammy address like dgkhdgj390343kjkfdgkjdgk@hotmail.com really didn't want to give me a $30 million either? shucks i'm bummed now... HA!

09-30-2008, 02:21 AM	#5
Herman65 Green Member Join Date: Sep 2008 Location: USA Posts: 5	I must be on the Nigerian main list. I get 3-4 messages every morning to start my day out. I must have won trillions by now lol.