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About LinkBacksA company that I do business with faxed me a credit card authorization form. At the bottom it says " I also agree that I will not initiate any dispute on this charge in the future".
I suppose they can ask you to sign anything they want but is it legal to ask someone to sign away their right to dispute before the transaction has even been completed?
markmark
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The right to initiate a credit card fraud dispute
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I don't know, but I wouldn't sign that thing. Take your business elsewhere and tell them why.
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Definitely go elsewhere. They wouldn't do that unless they have something to hide. You know the saying, where there's smoke there's fire.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.
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As per my knowledge it would not be sign, it seems to be illegal.
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A transaction is said to have been valid if signed by both parties, but for the unilateral case I did not quite understand.
Originally Posted by markmark
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I would never do business with a company like that. ALWAYS STICK TO YOUR GUNS AS A CONSUMER! There are crooks and con artists everywhere and I try to be as defensive as possible. A contract that waives rights of dispute is a clear sign this business is up to no good.
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Laws vary by state but often it is legal for that practice, despite it being unethical. Please see this article about credit card disputes. Originally Posted by markmark
Good luck,
CreditCardGuru
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I read the link you supplied. I disputed a credit card charge from US bank credit card and they closed all my accounts and denied my dispute. I thought this is illegal? They said I was a high risk and that was why they closed my accounts. However, I never made a late payment ever. Is there anything I can legally do about this? I thought it was illegal for a credit card company to retaliate and closed accounts simply because I filed a fee dispute.
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That depends, is this business also located in Indiana or is it out of state? Originally Posted by markmark
If it is out of state, then federal law comes into play. Is this a service being delivered or a product? That also makes a difference.
Typically credit card companies will ignore such a clause in the authorization form as it violates the merchant agreement signed.
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