2 Cards compromised on same day, one is new but the other not used since 2008 How?

Get credit card fraud help: For victims of credit card fraud and identity theft, and those that can help.
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sprtfan
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2 Cards compromised on same day, one is new but the other not used since 2008 How?

Postby sprtfan » Mon May 12, 2014 1:46 pm

I was contacted by Chase and Capital One on the same day about odd activity on my cards. I didn't realize I still had a card with Capital One and had not used it since 2008. I know I should close cards I don't use and will do that now, but my question is how did both cards get compromised on the same day when they really have nothing in common? The Chase card was only a few months old and I use it everyday. The Capital One card has not been used in years. Is there one place that both of these cards could have been found out at the same time? Just seemed odd and I wanted to see if I have left myself vulnerable some where but was not sure where to look. Thanks


MemberSince99
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Postby MemberSince99 » Mon May 12, 2014 4:46 pm

Sounds like they got your info on them from the same place. Maybe you got skimmed?

sprtfan
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Postby sprtfan » Mon May 12, 2014 6:04 pm

One of the two cards has not been used in over 6 years though. I actually thought I had cancelled it and was not aware that it was still active even. I'm guessing a credit report would have both of the cards listed? Would there be any other way to get both card numbers from the same place?

trumpet-205
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Postby trumpet-205 » Tue May 13, 2014 11:28 am

Yes. Your credit reports list your credit card numbers. It is possible that fraudster somehow got your credit report.

The only exception is American Express issued card. AMEX doesn't list the acutal credit card number on the report.
In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

takeshi
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Postby takeshi » Tue May 13, 2014 7:25 pm

There are a number of possibilities. It's difficult to narrow down such things. Not telling if there's any actual link between the 2 or if it's just coincidental.

sprtfan wrote:I know I should close cards I don't

You don't have to close but you do have to be aware of your accounts and monitor them. If the latter isn't possible then closure may be a better choice.

sprtfan
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Postby sprtfan » Wed May 14, 2014 9:59 am

Thanks for the help. I'll probably get a credit report just to be sure that nothing else odd is going on since it is hard to tell what happened.



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