Interesting CSP Fraud Trend

Get credit card fraud help: For victims of credit card fraud and identity theft, and those that can help.
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JoDa
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Interesting CSP Fraud Trend

Postby JoDa » Mon Apr 14, 2014 8:03 pm

Saw the post about someone else having issues with theirs. Mine, as I mentioned, was jacked a few weeks ago. And, today, ANOTHER friend's was jacked, and he's only had it for a WEEK and only used it for a few things. We went over where he used his since he got it, and there's no overlap in where I used mine. Something very fishy is going on...
CSP $19K
BOA $4K
UMP $11.5K
Target Visa $1.5K


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djrez4
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Postby djrez4 » Mon Apr 14, 2014 8:18 pm

It wouldn't be that hard to crack the account number generation algorithm.
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JoDa
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Postby JoDa » Mon Apr 14, 2014 8:24 pm

But would that also net them the expiration and CVV? From my experience, the only thing the fraudster didn't have was my home address. In both mine and my friend's cases, it was online purchases, which typically require the CVV and expiration...
CSP $19K
BOA $4K
UMP $11.5K
Target Visa $1.5K

whit
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Postby whit » Tue Apr 15, 2014 8:54 am

there is a few members with CSP here so maybe others didn't want to chime in

I don't think there's more to that then coincidence

like yesterday when I had two people come in regarding a court ordered levy--one of them a nun no less, and the day before yesterday a lady came in also regarding a levy

one of them was telling me how the state needs money and there's something in blogs

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djrez4
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Postby djrez4 » Tue Apr 15, 2014 10:10 am

There are only 999 possible CVVs and 24-36 possible expiration dates for each valid card number. CC thieves can run thousands of test transactions per hour to find the right combination.

Credit card numbers are pretty low tech.

The first digit is the network:
  • 3 - Amex
  • 4 - Visa
  • 5 - MasterCard
  • 6 - Discover

The next five digits are the issuer ID. You can look those up online.
The next nine digits are the actual account number.
Finally, the last digit is a checksum based on the Luhn algorithm.

Not saying that's how it happened, but it's possible.
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Postby OldMan » Wed Apr 16, 2014 1:48 pm

Couple of other things to check with your friend:

1. Do you share internet? A internet cafe, or have either of you used each other's wireless?
2. Do you by chance work at the same business?
3. Do you share a phone plan?

Those would fairly easy for a thief to get information from both of you. We were warned recently of hackers dropping "Jump Drives" in employee parking lots. Person would pick it up and plug it in to find out who it belonged to, and the virus would then be inside of the Corp. Firewall Protection. Thieves are clever, but like was said earlier, there are a ton of ways that they can get your information.
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JoDa
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Postby JoDa » Wed Apr 16, 2014 7:57 pm

We work together, but on a Federal Government network that is pretty secure. Neither of us bought anything from our work computers with our CSPs, though, so that hardly seems the problem. On top of that, because my CSP hack was local (the "purchaser" put in a local address for shipping), I did call our network team and they couldn't find anything problematic (neither attempts on my machine nor purchases from the website the thief used at the time the purchase was attempted). We also hadn't used the cards at the same places, as I mentioned. He's used my computer to pull up a random website, and me his, but neither of us have logged *our* own computers or phones onto the others' network nor logged into our own financial stuff on each others' devices. Both of us have passwords on our routers, and I've never asked for his and he's never asked for mine, so there's zero chance a device hooked up without our knowledge.

It's just...weird. Of course sophisticated thieves would target cards that tend to have higher limits, so maybe it is just brute force like dj posited. Still sucks...
CSP $19K
BOA $4K
UMP $11.5K
Target Visa $1.5K

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Postby jlam572 » Thu Apr 17, 2014 2:39 pm

Mine was jacked a few weeks ago too. Got a buttload of texts from chase at like 6am Hawaiian time on a Saturday. Charges were from india and the UK
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