- Centurion Member
- Posts: 235
- Joined: Tue Mar 12, 2013 10:10 pm
- Location: United States
Fraud alerts are free. Call any of the major credit bureaus and place a fraud alert on your account, they will notify the other credit bureaus (they are required to do so by law). That buys you 90 days of protection. Then pull your reports and see if there's any suspicious activity. If there is, file a police report, notify the creditors for the fraudulent accounts as well as your own creditors of the risk of fraud, and request a 7-year fraud alert from the credit bureaus. Know that this will make applying for credit trickier (you will get a call to confirm you actually applied for the credit), but it's a small price to pay for peace of mind.
Target Visa $1.5K