Issuer lost my credit card application... now what?

Get credit card fraud help: For victims of credit card fraud and identity theft, and those that can help.
4 posts
Posts: 1
Joined: Fri Nov 29, 2013 1:42 pm
Location: United States

Issuer lost my credit card application... now what?

Postby WirelessDude » Fri Nov 29, 2013 1:48 pm

I cannot get anyone at USAirways to take responsibility for losing my application. I turned it in to the flight attendant, five weeks later nothing. Barclays says they haven't seen it, US Airways says they sent it but does not have documentation from the flight bag.

Now I have no card, no miles to use this season, and my personal information is floating in the wind.

Barclays says it may have been shredded. US Airways has not way to tell where it is or how it got no where... This is a problem.

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Postby MemberSince99 » Sat Nov 30, 2013 5:07 pm

Jesus, that would scare the hell out of me. Who knows who got ahold of your personal information and if your identity has been stolen.

You need to check into that right away and keep an eye on it. That's the biggest problem I see. If you are in the clear, you can breathe a BIG sigh of relief. Face it you can always apply again online that's not the real potential problem. The problem is some guy in Eastern Europe could be getting Macbooks on your credit which is on its way to being trashed.

You should get all over that yesterday.

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Postby kwrxxx » Tue Dec 31, 2013 10:32 pm

Hi, You need to immediately have a fraud alert placed at all four credit bureaus immediately. It will cost you ten dollars per credit agency, but will stop a world of hurt. You should also order your credit report right now to see if any new accounts have been opened. Check online to see if any of your credit issuers have received a change of address submission or change of phone numbers.
You may want to buy a credit monitoring service to monitor your credit reports.

The fourth credit bureau is Chexsystems and they handle checking and saving accounts records and debts.

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Postby JoDa » Wed Jan 01, 2014 2:47 am

Fraud alerts are free. Call any of the major credit bureaus and place a fraud alert on your account, they will notify the other credit bureaus (they are required to do so by law). That buys you 90 days of protection. Then pull your reports and see if there's any suspicious activity. If there is, file a police report, notify the creditors for the fraudulent accounts as well as your own creditors of the risk of fraud, and request a 7-year fraud alert from the credit bureaus. Know that this will make applying for credit trickier (you will get a call to confirm you actually applied for the credit), but it's a small price to pay for peace of mind.
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