Need help with multiple attempts to open a credit card in my name

Get credit card fraud help: For victims of credit card fraud and identity theft, and those that can help.
darkguy2
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Postby darkguy2 » Mon Dec 16, 2013 9:41 pm

Best of luck to you. I hope that you get your son and she goes to jail. She sounds like a horrible person. It can only get better from here.
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Bukowski
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So I've sent e-mails too...

Postby Bukowski » Sat Dec 28, 2013 2:19 am

So I've sent e-mails to every lawyer on the http://www.naca.net/ website and I haven't gotten a single reply.

Not sure where to go from here. I have the money to hire another lawyer to go after my wife for identity theft but no one seems to want to represent the plaintiff in such a case. They are only representing the defendant...

I'm depending on my divorce lawyer to take it from here. I don't know what else to do. I got yet another credit application but this one appears to be from a 3rd party so I'm pretty sure that my identity has been "sold" to some forum for people to buy my identity. No proof though, not sure how to get it. I'm hoping that the first few will be enough to prosecute.

Thanks for all your support and advice. Still confused as to why my wife would be so spiteful, when everything really is her fault, she chose to behave as she did. To make the decisions that she did.

Still so so so confused as to why someone I knew for 10 years, was married for so many years, could change overnight into someone I never knew. Truly I don't feel that I can trust myself anymore.

Thanks though, for everyone,

-Bukowski

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djrez4
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Postby djrez4 » Sat Dec 28, 2013 7:39 am

I could have sworn someone recommended you freeze your credit, but I don't see it. If you haven't, do it today; all three agencies.
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MemberSince99
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Postby MemberSince99 » Sat Dec 28, 2013 7:53 am

You may, may, be able to find a lawyer locally who can help you. I would use the yellow pages or Google.


Years ago I contacted some of the lawyers on that list and I never heard either. I'm just guessing but my thought is they are already swamped with work, so they pick and choose the cases they feel they will be most likely to win. That's the benefit of having more work than you can handle - you can cherry pick what you want. Sucks for the consumer though.


I would approach another angle and try to work with the credit card companies and get law enforcement involved. It simply can't be that easy for people to openly steal your identity and get away with it. I Googled what is going on and found a link with info:


http://www.creditcards.com/credit-card-news/herigstad-when-an-ex-steals-your-identity-1294.php


That says you need to file a police report. Not that the cops will arrest her or do anything to her, nope not a chance, but to protect yourself.


I didn't realize what a lucrative larceny identity theft seems to be and how easy it is for people to get away with this sort of thing. It's almost easier than stealing using Paypal from what I'm seeing here and gathering Googling the topic.

Bukowski
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Postby Bukowski » Tue Dec 31, 2013 1:54 am

My lawyer is in the process of subpenaing google for the ip address that the applications came from. Then I will have to hire a computer forensics expert who is willing to testify that it came from an address she had access to (we'll see, I still don't have the subpena results) and go from there.

But all the cards were being sent to her. He is getting the original applications and if they were printed I will hire a forensic handwriting expert to see if it is her handwriting. I know I have to hand the police and DA a case that is open-and-shut or they will do nothing. Not sure why they don't care, but that is how it is. I'm just continuing to build my case and I hope I can get her prosecuted. For my son's sake. (she has been physically abusing him and there is an open DCFS case against her... it drives me insane that I can't do anything while my baby is being abused... Just do what I can.... argh)

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As long as you have credit freeze don't worry

Postby kwrxxx » Tue Dec 31, 2013 10:17 pm

As long as you have a credit freeze at the four major credit bureaus, the fourth is Chexsystems for bank accounts, you will be protected. If someone does succeed in opening an account in your name then just notify the creditor that the account is a fraud. I have had my identity stolen twice before. The police and prosecutors do not have the man power and funds to prosecute most credit card and bank fraud.

As far as your divorce just work with your lawyer to reach a resolution in the matter.

Your getting worked up about this when all you can really do is notify the creditor(s) of any accounts opened fraudulently in your name.

Now that your name is out there you will be dealing with this for years just like I have. Keeping a credit freeze at all four credit reporters will protect you. I have a template letter in Word that I have to send off every few months to another creditor that ignored the credit bureau alert.

It gets real old very fast.

Good Luck and don't let this drag you down. Soon you can rebuild your life and maybe find a good life partner. :)

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Postby JoDa » Wed Jan 01, 2014 3:03 am

You took the first and most important step: file a fraud alert on your credit. Now no credit can be opened in your name without your knowledge for the next 90 days. Given the repeat attempts, personally (and this is not a legal opinion), I'd file a police report and then get a 7-year freeze on your credit. No prosecution is necessary, you just have to file the report with evidence (the letters rejecting the application are evidence of an attempt to open credit in your name). While all this may be good fodder for custody issues, right now, you need to protect your credit so that you can continue to live a decent life, including qualifying for home loans and/or apartments so you have a place to live. While you're at it, update your address on all accounts you currently have so that a different address throws an additional red flag of "irregular."
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Bukowski
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Postby Bukowski » Thu Jan 02, 2014 1:00 am

I've got to file a police report really soon. Just to get the 7 year protection. The 90 days are up so soon....

But I've decided to do everything I can to try to get prosecution... I'm working only with my divorce attorney. They don't really seem to want to do it. They don't think it will work. But I'm the one pressuring them into it. The first two credit applications were done in handwriting so we are getting the original applications and I am hiring a handwriting expert witness who will testify... I have a lot of handwriting from her, so... we'll see.

I'll keep you guys up to date on what happens but if you've done the research you know that this kind of crime is barely ever prosecuted. Don't know why...

I'm going after her. There are many reasons.. child abuse (yes DCFS is involved), the so-many identity thefts, selling my identity on a forum, and of course the affairs. But at this point I don't trust her to have my child in her custody. I want full custody if I can somehow manage that. It's hard as the male, in a country where the female is granted so much so easily. Especially when the police and DA are so resistant to actually pressing charges. I know I have to build a bullet-proof case and hand it to them ready to prosecute, and hope that they will. My lawyer keeps shooting my hopes down... maybe because he doesn't want me to expect the unexpected to happen....

I guess I'm still in that state of confusion... she caused all of this... and then she... attacked me. Attacked my identity, over and over, then sold my identity... Her and the man she is with. Sheesh, she's not even with him, he is just helping her.

But I do have the advantage that I worked as a skip-tracer (I tracked down people who took their cars out of state and they needed to be repossessed. I was trained, and I am quite good at, finding out information people want to hide.) I have a ton of information but I don't know that it will be enough to get them to prosecute. I'm going to try.

The subpoenas are out. I've hired a hand-writing expert witness, I'll let you all know how it goes.

There is so much more going on... I mean there is an open child abuse case against her... I can't stand thinking about it. I took pictures of all the wounds. For Christ's Sake he is 1 1/2 years old! How can you hurt a baby? Your own baby? I don't even know if he's mine, but I won't do a DNA test... He calls me daddy, he's my baby. I won't risk losing him.

Enough side-tracks. I will let you know if the identity theft cases go anywhere. And if they don't, well I'll let you know so that other people will know how insane it is just to get a DA to actually prosecute. It's f*cking ridiculous!

And my lawyer is working the two cases of identity theft where (she?) tried to purchase airline tickets separately. Because if she did try to buy airline tickets we can claim she is a flight risk and I will (hopefully) get custody. I know this isn't what your forum is usually used for but I will keep you updated on how the prosecution for identity theft goes.

-Bukowski

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Postby MemberSince99 » Thu Jan 02, 2014 6:38 am

This thread is like sending me some kind of message to keep in the back of my mind - keep it in your pants. I just keep getting that vibe now for some reason. I guess that's a good thing. Following through is of course easier said than done.

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Postby samhradh » Thu Jan 02, 2014 9:18 am

Hey man, just want to say good luck. Based on everything you've said I have faith that justice will win out. Anon internet well wishes are better than nothing.
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