- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
Man, I hate to tell you but this guy almost surely deliberately set out to shaft you and he stuck you GOOD too, as in you should probably be squealing it's such a good screwing he gave you.
I mean as I read your post, I thought if I was the sort to be devious and evil enough to deliberately screw somebody that is EXACTLY how I would do it, because yes Amex does have that reputation as siding with the consumer in disputes (not always but they certainly are the most favorable creditor out there in terms of disputes in the consumer's favor).
So this guy, in my mind, deliberately set out to shaft you and as soon as he disappeared without a trace, he called Amex to charge it back and say I never signed this and blah blah blah.
You need to get the school to help you and to send Amex a copy of the receipt he signed showing that it's his signature on it. Maybe they already did but if not, you need to bring that up with them. After all they should want to get paid.
I hope you have some kind of proof of the debt otherwise it's his word against yours.
To be honest I would never have even thought of this scam. This guy was clever and he did it right. It was a bold and daring screwing, done smartly, but he's still a dirtbag for doing it. Anyway as far as helping you I would suggest the school ask Amex to re-open the dispute and send proof that he signed for it, and if you have proof he owed the money send that as well. If you do have proof also file a police report. I'm not sure they will see it as fraud and want to get involved and even if they do, that they can do anything.
Good luck with it I'm sorry this happened to you. It's a lesson to ALL of us though.