- Green Member
- Posts: 4
- Joined: Thu Oct 10, 2013 1:06 pm
- Location: California
Trying to fix credit (AGAIN)
So things have been up and down for me, though they have been up for the last 4-5 years and I think its time to try and re-establish my credit (again) with a super bad score (high 500’s).
I have no problem with a secured card as that is most likely my only choice but im not sure which one to get.
Last time I tried to re-establish my credit BofA came through and made my card un-secured but alas that account ended up going default so I don’t think they would give me another chance.
What are some other options out there that:
1) Report to credit companies
2) Don’t report as secured
3) Will give me a chance to go un-secured in 6months-1year
The rate does not really matter to me as over the last 4-5 years i've been paying off everything every month in full and don’t let things get bad anymore. my GF has trained me a bit.... Each month these cards will be paid off so interest wont be a huge factor.