- Green Member
- Posts: 5
- Joined: Tue Oct 08, 2013 7:30 pm
- Location: USA
Was hoping ya'll could help me with some concerns. I am a bit disturbed.
I have had my Discover card for about 6 years now and used it on and off as my primary card. When Im not using it, It is locked in a safe. This morning 10/8 I log into my card that I had payed off about a month ago nice flashy $0 balance, and low and behold there was a charge dated 10/05 for Plane tickets through Expedia for Jet Blue to Salt Lake City UT for $158. Amusingly enough Never been to Utah and have an issues with flying, haven't been on a flight since I was 5 years old.
I can't figure out how anyone got my card. The few times I go to restaurants I pay cash. The card never leaves my hands or purse.
I called discover and they said as long as they can verify the charges weren't mine, I won't be liable for any and they are issuing me a new card. This is the first time I have ever dealt with fraud charges on a CC. They scared me bit with the "as long as they can verify the charges weren't mine" Part. How do they do this? Is the statement something to worry about or am I just worrying over nothing?
I was gonna file a police report, But they neutered my account as soon as I reported the charges, Now I don't have access to the statement that shows the charges. And police won't file the report unless I can show them the statement. They said even then most likely nothing would ever come of it for $158 charge. Also the guy with discover fraud told me something to this effect as well.
Can anything else post to the card? When they neutered it, it looked like there were still 2 pending charges from Expedia and Jet blue, Do you think i am gonna have to dispute those as well?
Would it be overkill to sign up for some credit monitoring? I mean, whoever used my card had to have my address and phone number for the card to verify, Didn't they? What other info could they have on me?
I am sorry folks, I'm just disturbed that despite all the effort I go through to protect my cards and info this could still happen. Hopefully you'll tell me I just need to chill and stop freaking out.