New kind of scam

Get credit card fraud help: For victims of credit card fraud and identity theft, and those that can help.
6 posts
Posts: 2
Joined: Wed Aug 21, 2013 1:43 pm
Location: philadelphia

New kind of scam

Postby needhelpplz » Wed Aug 21, 2013 2:48 pm

Ok, customer came into my store trying to purchase $1000+ worth of items, then said he was going to pay with credit. When I swiped his card, on my machine it said to call a 1800 number.

The customer allegedly(sp?) called his credit card company and had me speak to him (oh yeah, the customer didn't even give the "customer service" guy his account number or name, he somehow knew it was him". The guy on the other side of the line asked me to verify his id and credit card info. He then asked me to go on my machine (which he knew the make and model) then told me to press some buttons. After that the card went through. It was a scam.

I don't know if this is a new scam, but it was new to me and they got me. Beware of this and don't let it happen to you.

Centurion Member
Centurion Member
Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Thu Aug 22, 2013 12:52 pm

I watched an American Greed episode where they did exactly this, but with banks. They would go in and ask the teller for a cash advance from their card. Then they would do exactly what you said. The scammer on the other end of the phone was an ex bank IT guy and knew all the overrides and such.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

Exp 772 - TU 781 - Equ 781

User avatar
Centurion Member
Centurion Member
Posts: 1105
Joined: Thu Jun 27, 2013 12:39 pm
Location: EARTH -CA

Postby nismoZtuner » Thu Aug 22, 2013 3:44 pm

very interesting!
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)

Posts: 2
Joined: Wed Aug 21, 2013 1:43 pm
Location: philadelphia

Postby needhelpplz » Thu Aug 22, 2013 4:17 pm

I'm assuming me pressing the buttons on the machine made it so the machine would accept the card even with no money on it.

If anyone tells you to do something with your machine, don't.

Centurion Member
Centurion Member
Posts: 353
Joined: Mon Apr 29, 2013 6:51 pm
Location: Salt Lake City

Postby benhollberg » Sun Aug 25, 2013 12:20 pm

I the future you should make your own call to your own voice authorization or merchant service if you're ever suspicious of a customer's card. When you call ask for a Code 10 authorization, they'll know what to do after that and tell you if you can accept the card or not.
American Express Platinum Card
American Express TrueEarnings Card from Costco
Marriott Rewards Premier Visa Signature Card
Chase Sapphire Preferred World MasterCard
Discover It

Platinum Member
Platinum Member
Posts: 85
Joined: Fri Aug 16, 2013 8:01 pm
Location: South USA

Postby SClay » Sun Aug 25, 2013 6:54 pm

Definitely intriguing.
Capital One Secured AU | $1851 | 10/2013
Capital One Journey | $1000 | 03/03/2016
American Express Delta Gold | Denied | 03/13/2016
Citi Bank Double Cash | $1000 | 03/13/2016
Chase Amazon Visa | Pending | 03/13/2016

Return to “Credit Card Fraud”

Who is online

Users browsing this forum: No registered users and 3 guests