Lost dispute with Paypal, can I win a chargeback dispute with Mastercard?

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tonyperkinson
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Lost dispute with Paypal, can I win a chargeback dispute with Mastercard?

Postby tonyperkinson » Thu Feb 07, 2013 12:13 pm

To make a long story short:

I was scammed for BCS Championship football tickets for $2,000. I sent the seller the money thru paypal and used my mastercard as the funds. He never received the tickets, spent my money and wont refund me.

I filed a dispute with paypal and they they ruled in his favor because their buyer protection policy does not cover event tickets of any kind. They said to contact my bank (where the mastercard is thru) and file a dispute there.

I have now filed a dispute with my mastercard, called a chargeback I believe. They are currently investigating. My question is, does anyone know if mastercard will rule in my favor for a refund even though paypal did not? I have asked this question on Yahoo answers and I get very confusing responses.


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Postby RewardHop » Fri Feb 08, 2013 12:37 am

When you sent the payment, did you make a note in the payment for what its exactly for? That would definitely help you with your bank's chargeback.
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tonyperkinson
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Postby tonyperkinson » Fri Feb 08, 2013 7:57 am

Yes it says the date of the game, who is in the game and everything. It is very specific.

tonyperkinson
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Postby tonyperkinson » Fri Feb 08, 2013 7:59 am

I had the seller send me the request for payment and I had put in all the game information. So it is very specific.

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Postby MemberSince99 » Fri Feb 08, 2013 12:31 pm

I honestly don't know. That sucks and is a clear scam, maybe you could also get him on mail fraud as he was supposed to mail you the tickets right? 2k might be enough for a felony, assuming it can be prosecuted.

I hate watching these slippery scammers in action who know how to beat the system. They know Paypal won't cover "intangible goods" and event tickets and every single exclusion and that's what they sell you then they screw you. The more brazen ones will simply send you a box with a brick and it's then your word against theirs. I got screwed so many times dealing with Paypal and crooks of various sorts that I will NEVER touch it again.

My personal advice based on personal experience and having been screwed out of literally thousands of dollars is stay the hell away from Paypal.

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Postby Gamma » Fri Feb 08, 2013 2:30 pm

tonyperkinson wrote:To make a long story short:

I was scammed for BCS Championship football tickets for $2,000. I sent the seller the money thru paypal and used my mastercard as the funds. He never received the tickets, spent my money and wont refund me.

I filed a dispute with paypal and they they ruled in his favor because their buyer protection policy does not cover event tickets of any kind. They said to contact my bank (where the mastercard is thru) and file a dispute there.

I have now filed a dispute with my mastercard, called a chargeback I believe. They are currently investigating. My question is, does anyone know if mastercard will rule in my favor for a refund even though paypal did not? I have asked this question on Yahoo answers and I get very confusing responses.

Yes it's possible to have your bank rule in your favor even if paypal didn't. By the way, what bank card did you use? You keep making it sound as if Mastercard is your bank.

tonyperkinson
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Postby tonyperkinson » Fri Feb 08, 2013 2:42 pm

It's a mastercard thru fifth third card. Supposedly it is zero liability.

trumpet-205
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Postby trumpet-205 » Fri Feb 08, 2013 2:54 pm

It can go either way.

I will say you are in a disadvantage here because the purchase is processed by third-party middle-man like PayPal, rather than direct charge from the seller.

Also, should chargeback is approved, PayPal can and will likely shut your account down.
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Postby MemberSince99 » Fri Feb 08, 2013 3:24 pm

trumpet-205 wrote:It can go either way.

I will say you are in a disadvantage here because the purchase is processed by third-party middle-man like PayPal, rather than direct charge from the seller.

Also, should chargeback is approved, PayPal can and will likely shut your account down.


Better than getting screwed out of 2k.

Might not be a bad idea to unhook your bank account from Paypal and close them out ahead of time.

tonyperkinson
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Postby tonyperkinson » Tue Apr 16, 2013 2:54 pm

Yes, mastercard ruled in my favor! The guy lied to them (actually to Paypal) and said that I had drove to meet him in another state and get the tickets in person. I told Mastercard that was a lie and showed them all the emails he had sent me telling me he was sorry he did not get the tickets and all the excuses he had for not paying me back the $2,000. I just got the credit to my account about 2 weeks ago so the whole dispute process with mastercard took about 2 months.
I guess in the end it did not matter that I had lost the paypal dispute before the mastercard dispute was filed.
Finally the good guy wins and the bad guy loses!



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