Lost dispute with Paypal, can I win a chargeback dispute with Mastercard?

Get credit card fraud help: For victims of credit card fraud and identity theft, and those that can help.
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Gamma
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Postby Gamma » Tue Apr 16, 2013 3:12 pm

tonyperkinson wrote:Yes, mastercard ruled in my favor! The guy lied to them (actually to Paypal) and said that I had drove to meet him in another state and get the tickets in person. I told Mastercard that was a lie and showed them all the emails he had sent me telling me he was sorry he did not get the tickets and all the excuses he had for not paying me back the $2,000. I just got the credit to my account about 2 weeks ago so the whole dispute process with mastercard took about 2 months.
I guess in the end it did not matter that I had lost the paypal dispute before the mastercard dispute was filed.
Finally the good guy wins and the bad guy loses!

Congrats on winning that dispute! Not surprised PayPal rejected your dispute and your credit card won the battle for you. Hopefully PayPal doesn't close you down! Thanks for the update!


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Calipso
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Postby Calipso » Tue Apr 16, 2013 4:11 pm

Good ending to the story.

However, my recommendation is:

-Remove ALL funds you may have with paypal.
-Remove your bank account info from paypal as well as credit cards.

Paypal is going to close your account down and will threaten to come after you for the funds. I've had something simliar happen and they sent debt collectors after me.

Hope for the best, prepare for the worst.
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Gamma
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Postby Gamma » Tue Apr 16, 2013 9:44 pm

Calipso wrote:Good ending to the story.

However, my recommendation is:

-Remove ALL funds you may have with paypal.
-Remove your bank account info from paypal as well as credit cards.

Paypal is going to close your account down and will threaten to come after you for the funds. I've had something simliar happen and they sent debt collectors after me.

Hope for the best, prepare for the worst.

Paypal closed your account down after a credit card dispute won in your favor and were going after you for the disputed funds?

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Postby RewardHop » Tue Apr 16, 2013 11:30 pm

Gamma wrote:Paypal closed your account down after a credit card dispute won in your favor and were going after you for the disputed funds?


Yes, they will do that since he didn't win via a Paypal dispute but rather a chargeback with his credit card company and Paypal.
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Postby nvtech » Wed Apr 17, 2013 7:53 pm

tonyperkinson wrote:Yes, mastercard ruled in my favor! The guy lied to them (actually to Paypal) and said that I had drove to meet him in another state and get the tickets in person. I told Mastercard that was a lie and showed them all the emails he had sent me telling me he was sorry he did not get the tickets and all the excuses he had for not paying me back the $2,000. I just got the credit to my account about 2 weeks ago so the whole dispute process with mastercard took about 2 months.
I guess in the end it did not matter that I had lost the paypal dispute before the mastercard dispute was filed.
Finally the good guy wins and the bad guy loses!


Congratulations... :cheers:
This is the way to go...

So now you got your funds back. Who would be loser?..
Is paypal losing any money here or the jackass who did the fraud ?
And why Paypal would be closing someones account when the other party wins a dispute through the bank? Why not they go after the fraud guy?

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Postby trumpet-205 » Wed May 01, 2013 2:46 pm

nvtech wrote:Congratulations... :cheers:
This is the way to go...

So now you got your funds back. Who would be loser?..
Is paypal losing any money here or the jackass who did the fraud ?
And why Paypal would be closing someones account when the other party wins a dispute through the bank? Why not they go after the fraud guy?


Technically speaking, PayPal charges the credit card, receives the money, then transfer the money to sellers account. Seller isn't directly involved in the transaction. So when a credit card company asks for chargeback, it is up to PayPal to be responsible, not the seller.

And PayPal is not going lose money without a fight; PayPal have always come after the buyer. That is why if you resort to chargeback from credit card company be ready to cut any connection to PayPal.
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Calipso
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Postby Calipso » Mon May 20, 2013 5:32 pm

RewardHop wrote:Yes, they will do that since he didn't win via a Paypal dispute but rather a chargeback with his credit card company and Paypal.


Exactly. They will send debt collectors after you. Even if your credit card company sided with you.
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Postby MemberSince99 » Mon May 20, 2013 6:18 pm

Let's be honest here - Paypal blows. I lost literally thousands of dollars getting scammed, using the company that talks so much about how "protected" you are with them.

I closed my account and I will NEVER use them again. You might as well hand your debit card to identity thieves as hook your bank account up to Paypal. The identity thieves at least won't send vultures after you once they are done screwing you.

I'd love to see both Fleabay and Paypal get exactly what they deserve (out of business).

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Postby Gamma » Mon May 20, 2013 11:08 pm

Alternatives to Paypal currently out there is Amazon Payments and Google Wallet. I rarely do any shopping in ebay anymore after Paypal shut me down for beyond stupid reasons. I hope Google comes up with an auction website like ebay so they can start feeling the burn.

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Postby MassiveGains » Sat May 25, 2013 1:34 pm

Gamma wrote:I rarely do any shopping in ebay anymore after Paypal shut me down for beyond stupid reasons.


Why did they shut you out? I was going to get my account verified but I didn't.



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