- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I think it's unlikely that your card was copied from the original. I think what is more likely is that someone obtained your card number and imprinted it on a blank card that was either stolen from a legitimate supplier of blanks or was imprinted on a counterfeit blank card.
In the last year or so I've had two instances of attempted fraud, both caught by the banks involved at no cost to me. In one instance the fraud occurred on an account that I had NEVER used to buy anything. It was only used for one balance transfer.
If I were you, I wouldn't be too worried about it. If it happens again you're covered and at most are on the hook for $50. I would recommend:
Don't use a debit card; protections not the same.
Monitor your account online and set up all the appropriate e-mail card alerts so you are apprised of activity.
Sign up for electronic statement delivery (avoid statement theft from your postal box).
Shred your old receipts, statements, etc.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.