Someone spent $500 in the past few months on my account

Get credit card fraud help: For victims of credit card fraud and identity theft, and those that can help.
2 posts
Posts: 1
Joined: Tue Nov 13, 2012 12:02 am
Location: FL

Someone spent $500 in the past few months on my account

Postby allanhous » Tue Nov 13, 2012 12:07 am

Master Card from BMO Harris

Long story short, someone has been spending $100~/month on my account for the past few months . I haven't noticed until recently and called the bank. They refunded me the money and everything.

What I want to know is will they go after this sucker for a meager $500? All the shopping was done on .ca websites so I'm assuming it was in Canada and I live in the states. Can't they just use the shipping info and catch the perp?

Centurion Member
Centurion Member
Posts: 221
Joined: Sat Oct 23, 2010 1:51 pm
Location: CA, USA

Postby trumpet-205 » Tue Nov 13, 2012 10:43 pm

$500 credit card fraud hardly warrants involvment from the bank. What happens is that BMO issued a chargeback (asking merchants to refund the entire amount), and merchant either writes off loses or be reimbursed (if merchant signed up for chargeback insurance).

You can file a police report and hope that police will go after he/she. I said hope beacuse meager credit card fraud like this is not on their priority list.
In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/ (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

Return to “Credit Card Fraud”

Who is online

Users browsing this forum: No registered users and 0 guests