Hey guys, My name is Josh I am 21 years old and currently caught up in a bind. When I was 15 years old my credit was stolen from me, The reasoning behind how I found out about it was because when I turned 18 I had been working for awhile and wanted to go buy a new car. Turned out that they pulled my credit and I had owed over 100 grand. My father was stunned and dumb founded by what we had just heard and I had no idea what it meant or what credit even was, We tried for years to get all of this stuff removed from my report but due to the fact that I had already been 18 they couldnt give him any information when he tried to call, I tried and finally got some removed but couldn't seem to shake it all off, We called all 3 credit companys and I still owe just under 45 grand.
I don't feel I should have to pay for something I did not use or get but its something I know know that I have to pay to be able to have a normal life. My credit score is around 400 and because of this I can not buy a house, Buy a car, Or even get a 10 dollar credit limit.. It has destroyed my life and not for the better, I have turned to the good people of LDS to try and give me some direction and guidance and help me share my site to try and earn some money to pay off these debts so I can live my life to the fullest and go out and make mistakes on my own instead of having to pay for somebody elses.
I know... The 45 thousand dollar question is, Why would you want to help me?
Honestly you don't have to do anything to don't want to do and with all do respect I wouldn't be on this forum right now asking for a hand-out unless I really did need the help. I feel bad enough as it is asking for something so big but I know I would do the same thing in return to help out somebody else, I am a kind person and always go out of my way to do what I can for my friends, family and strangers I have never met. God bless all of you very much and if you could share this on a facebook account or anywhere I could get the exposure I need to reach my goal would be so appreciated, I couldn't thank you guys enough!21 need help with debt, From stolen ID from when I was 15. by Josh T - GoFundMe