ID theft victim - need help and please give your feedback

Get credit card fraud help: For victims of credit card fraud and identity theft, and those that can help.
14 posts
jt112790
 
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ID theft victim - need help and please give your feedback

Postby jt112790 » Mon Jul 23, 2012 10:26 pm

Hey guys, My name is Josh I am 21 years old and currently caught up in a bind. When I was 15 years old my credit was stolen from me, The reasoning behind how I found out about it was because when I turned 18 I had been working for awhile and wanted to go buy a new car. Turned out that they pulled my credit and I had owed over 100 grand. My father was stunned and dumb founded by what we had just heard and I had no idea what it meant or what credit even was, We tried for years to get all of this stuff removed from my report but due to the fact that I had already been 18 they couldnt give him any information when he tried to call, I tried and finally got some removed but couldn't seem to shake it all off, We called all 3 credit companys and I still owe just under 45 grand.

I don't feel I should have to pay for something I did not use or get but its something I know know that I have to pay to be able to have a normal life. My credit score is around 400 and because of this I can not buy a house, Buy a car, Or even get a 10 dollar credit limit.. It has destroyed my life and not for the better, I have turned to the good people of LDS to try and give me some direction and guidance and help me share my site to try and earn some money to pay off these debts so I can live my life to the fullest and go out and make mistakes on my own instead of having to pay for somebody elses.

I know... The 45 thousand dollar question is, Why would you want to help me?

Honestly you don't have to do anything to don't want to do and with all do respect I wouldn't be on this forum right now asking for a hand-out unless I really did need the help. I feel bad enough as it is asking for something so big but I know I would do the same thing in return to help out somebody else, I am a kind person and always go out of my way to do what I can for my friends, family and strangers I have never met. God bless all of you very much and if you could share this on a facebook account or anywhere I could get the exposure I need to reach my goal would be so appreciated, I couldn't thank you guys enough!

21 need help with debt, From stolen ID from when I was 15. by Josh T - GoFundMe


trumpet-205
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Postby trumpet-205 » Thu Jul 26, 2012 12:55 pm

Did you even file a police report to begin with? Someone assumed your ID and apply credit under your name. This is serious. :eek:
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jeffysdad
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Postby jeffysdad » Thu Jul 26, 2012 2:08 pm

It's a scam.
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US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
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*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

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FastSRT8
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Nice new twist on an old 'song'

Postby FastSRT8 » Thu Jul 26, 2012 3:17 pm

Hmmmmmm this sounds a bit suspicious to me as well.
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NYC_Dweller
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Postby NYC_Dweller » Fri Jul 27, 2012 12:17 pm

i'll chip in a penny to get him started...

DavidNY
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Postby DavidNY » Sat Jul 28, 2012 7:41 pm

I might chip in a penny if he uses it toward English lessons.

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PlatinumAMEX94
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Postby PlatinumAMEX94 » Sun Jul 29, 2012 11:34 pm

jt112790 wrote:Hey guys, My name is Josh I am 21 years old and currently caught up in a bind. When I was 15 years old my credit was stolen from me, The reasoning behind how I found out about it was because when I turned 18 I had been working for awhile and wanted to go buy a new car. Turned out that they pulled my credit and I had owed over 100 grand. My father was stunned and dumb founded by what we had just heard and I had no idea what it meant or what credit even was, We tried for years to get all of this stuff removed from my report but due to the fact that I had already been 18 they couldnt give him any information when he tried to call, I tried and finally got some removed but couldn't seem to shake it all off, We called all 3 credit companys and I still owe just under 45 grand.

I don't feel I should have to pay for something I did not use or get but its something I know know that I have to pay to be able to have a normal life. My credit score is around 400 and because of this I can not buy a house, Buy a car, Or even get a 10 dollar credit limit.. It has destroyed my life and not for the better, I have turned to the good people of LDS to try and give me some direction and guidance and help me share my site to try and earn some money to pay off these debts so I can live my life to the fullest and go out and make mistakes on my own instead of having to pay for somebody elses.

I know... The 45 thousand dollar question is, Why would you want to help me?

Honestly you don't have to do anything to don't want to do and with all do respect I wouldn't be on this forum right now asking for a hand-out unless I really did need the help. I feel bad enough as it is asking for something so big but I know I would do the same thing in return to help out somebody else, I am a kind person and always go out of my way to do what I can for my friends, family and strangers I have never met. God bless all of you very much and if you could share this on a facebook account or anywhere I could get the exposure I need to reach my goal would be so appreciated, I couldn't thank you guys enough!

21 need help with debt, From stolen ID from when I was 15. by Josh T - GoFundMe


There are faIl safe systems when an account is established and if an applicant does not at least meet the 18 years of age the application will not be processed. Such a horrible little liar. Go peddle your scam on your own Facebook page.
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FastSRT8
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Postby FastSRT8 » Mon Jul 30, 2012 11:10 am

Thanks for this good comment to explain why this is a scam


PlatinumAMEX94 wrote:There are faIl safe systems when an account is established and if an applicant does not at least meet the 18 years of age the application will not be processed. Such a horrible little liar. Go peddle your scam on your own Facebook page.
Carpe diem quam minimum credula postero!

MemberSince99
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Postby MemberSince99 » Mon Jul 30, 2012 12:56 pm

There are mechanisms in place to deal with ID theft. Maybe you should try that approach if you are really not just looking for a handout and want to fix things. I suspect this is in fact just someone looking to make some $$$ off the good intentions of others (or others being suckers, depending on how you look at it). I would not believe this stuff is the truth.

If you are truly sincere about being willing to help others, well hey I'd take some bread. I prefer cash though, as your credit cards might get declined.....

NYC_Dweller
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Postby NYC_Dweller » Mon Jul 30, 2012 3:49 pm

I have a feeling that "Josh" is not going to come back to this thread and elaborate...



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