So close but so far away and the authorities dont care

Get credit card fraud help: For victims of credit card fraud and identity theft, and those that can help.
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So close but so far away and the authorities dont care

Postby Matt314 » Sat Jul 14, 2012 12:13 am

Today I was victim of fraud. Someone went on a wonderful spending spree on me for about $1,000. Luckily I am covered but for some reason that just doesn't satisfy me. So I looked into the matter more, and made a few phone calls. Since I knew they stole my information I could then use it to find out more about the people who got a hold of my card.

To make a long story short and after a LOT of smooth talking I now know where the fraudulent/stolen goods are being shipped to and the email address they used to order everything. I have tracking numbers to know time of delivery. What is even crazy is that the person who did this only lives an hour away from me. I know when something like this happens the items are usually being shipped somewhere across the country.

So now having all this information I thought a call to the local authorities would help the matter. After calling them and telling them I have shipping dates, tracking numbers, invoices, address, and fake email they tell me I need to go to my own local PD. This made no sense. The town's PD where the crime has been committed wants absolutely nothing to do with it. Then I proceed to inform the bank of what I found only to talk to someone in India who just added notes to my claim file.

It sucks knowing someone is just going to walk away from doing this. Why? Because no one cares? Probably. These people will just move on and find there next target...

I am curious if anyone has any idea if there is a way to have justice done?

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Postby MemberSince99 » Sat Jul 14, 2012 7:51 pm

Last I heard mail fraud is a felony. Maybe try that angle. And try your local PD see if they can hook you up with someone to help you.

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Postby 2percentPlus » Sat Jul 14, 2012 11:43 pm

MemberSince99 wrote:Last I heard mail fraud is a felony. Maybe try that angle.

Not if it's UPS or FedEx, and the fraudster isn't sending it so even if it were USPS it wouldn't be mail fraud.

Try the county sheriff's office, or state police.

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Postby jeffysdad » Sun Jul 15, 2012 5:30 am

Matt314, your experience sounds very similar to that of a friend of mine who recently had her identity stolen. The cost of fraud is built into the system, so the CC companies don't care. No one was killed, so the cops don't care. And even if someone were...

It's a shame that these things happen, and I would be just as angry for the same reasons as you. If CCs didn't offer zero-liability protection for things like this, far fewer people would rely as heavily on credit cards.

It sounds to me like what you experienced was identity theft. I think it's important to point out that identity theft and credit card fraud are different things, although many news stories on the general topic call everything identity theft because it's more sensational.

Identity theft is when someone assumes someone else's identity to acquire credit, medical services, etc. Credit card fraud is when someone uses a stolen card or stolen/harshed number of someone's existing account; they aren't assuming that person's identity, only accessing a line of credit that is not theirs.

I see these terms used interchangeably quite often. Both are crimes deserving punishment, but identity theft has much more serious consequences for the victim. If identity theft is to ever get the attention it deserves from law enforcement, instances of same need to be reported accurately by the news media.
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Postby FastSRT8 » Tue Jul 17, 2012 11:21 pm

are you serious? LE does not want to help?

WOW. You have given them all the ammo they need and they walk away.

Pretty lame if you ask me.

Vigilante... LOL send the scammer a box full of white power and call the cops LOLOL or use their identity and address to send a suspicious package and get them into trouble.
Carpe diem quam minimum credula postero!

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Postby kcarter609 » Sat Aug 11, 2012 6:53 am

Local PD won't care about CC stuff. You have to go report it to the feds.

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Postby Mimi » Sat Aug 11, 2012 11:18 am

A very similar situation happened to me I informed Citibank of the persons address and phone # who was using my credit card number. They were across the country. CItibank did nothing. They gave me a credit, but credit card companies do not care and we are all paying for these fraudulent activities.

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