Boyfriend wrongly accused of credit card fraud, need info asap!

Get credit card fraud help: For victims of credit card fraud and identity theft, and those that can help.
8 posts
lala123
 
Posts: 1
Joined: Sat Jun 09, 2012 4:10 pm
Location: U.S

Boyfriend wrongly accused of credit card fraud, need info asap!

Postby lala123 » Sat Jun 09, 2012 4:35 pm

I've scowered the internet looking into the different laws and punishments and couldn't find information specific enough to his situation to know if the accuser has any legal standing.

So, here is the dilemma..

A friend of my boyfriends agreed to give my boyfriend 120.00, his friend gave the credit card info over the phone and my boyfriend typed in the info to an app he has on his phone that is connected to his PayPal account. A little bit after that my boyfriend charged an additional 100.00 from his friends account without his consent. His friend has now refused BOTH charges (my bf was informed through email through PayPal) as well as said he was going to inform the police if my boyfriend doesn't pay him 200.00 by later today. Does the friend have any legal standing, if so what types of consequences is my boyfriend looking at?


User avatar
InCreditWeTrust
Centurion Member
Centurion Member
 
Posts: 144
Joined: Sat Mar 31, 2012 6:17 pm
Location: Washington D.C

Postby InCreditWeTrust » Sat Jun 09, 2012 8:40 pm

He's not wrongfully accused. If he made an additional unauthorized charge to the account/credit the "friend" who now I presume is the "enemy" has every right to be concerned and file charges against your untrustworthy "boy" friend. As you yourself admitted your "boy" friend made an additional $100 charge to the account without the "friends" authorization, your "boy" friend should at least pay the original card owner in full, otherwise he may face serious charges. What a despicable act on the part of your "boy" friend, what he did can be considered stealing, and in actuality is.


The friend should refute both charges as the original agreement has been violated and is no longer valid. Best to settle this out of court and have your "boy" friend pay the lender in full as soon as possible. To answer your last question yes he has a legal standing.

Another thing I want to add just because the friend original authorized for the use of $120 on his account doesn't mean he gives continous authorization for future charges without his consent which according to you he didn't.

NYC_Dweller
Centurion Member
Centurion Member
 
Posts: 192
Joined: Wed May 18, 2011 1:16 pm
Location: NYC

Postby NYC_Dweller » Sun Jun 10, 2012 12:11 am

quick and simple -

there is no dilemma and your boyfriend is not wrongfully accused of fraud.

User avatar
InCreditWeTrust
Centurion Member
Centurion Member
 
Posts: 144
Joined: Sat Mar 31, 2012 6:17 pm
Location: Washington D.C

Postby InCreditWeTrust » Sun Jun 10, 2012 2:57 pm

NYC_Dweller wrote:quick and simple -

there is no dilemma and your boyfriend is not wrongfully accused of fraud.



By definition it is.

Credit card fraud is a wide-ranging term for theft and fraud committed using a credit card or any similar payment mechanism as a fraudulent source of funds in a transaction. The purpose may be to obtain goods without paying,or to obtain unauthorized funds from an account

Wiki has it right Credit card fraud - Wikipedia, the free encyclopedia

User avatar
FastSRT8
Centurion Member
Centurion Member
 
Posts: 1454
Joined: Thu Apr 19, 2012 1:32 pm
Location: Canada

Postby FastSRT8 » Sun Jun 10, 2012 6:23 pm

This really is not that complicated. Be adults about this, pick up the phone and straighten it out. Pride always makes things worse than it always is.
Carpe diem quam minimum credula postero!

NYC_Dweller
Centurion Member
Centurion Member
 
Posts: 192
Joined: Wed May 18, 2011 1:16 pm
Location: NYC

Postby NYC_Dweller » Sun Jun 10, 2012 8:44 pm

InCreditWeTrust wrote:By definition it is.




Wiki has it right Credit card fraud - Wikipedia, the free encyclopedia



apologize for being unclear.

"there is no dilemma and your boyfriend is not wrongfully accused of fraud. he is accurately accused of fraud."

User avatar
InCreditWeTrust
Centurion Member
Centurion Member
 
Posts: 144
Joined: Sat Mar 31, 2012 6:17 pm
Location: Washington D.C

Postby InCreditWeTrust » Sun Jun 10, 2012 11:28 pm

NYC_Dweller wrote:apologize for being unclear.

"there is no dilemma and your boyfriend is not wrongfully accused of fraud. he is accurately accused of fraud."


Oh my apologies I think I misread your earlier post.

NYC_Dweller
Centurion Member
Centurion Member
 
Posts: 192
Joined: Wed May 18, 2011 1:16 pm
Location: NYC

Postby NYC_Dweller » Mon Jun 11, 2012 10:53 am

InCreditWeTrust wrote:Oh my apologies I think I misread your earlier post.


i was a bit unclear myself



Return to “Credit Card Fraud”

Who is online

Users browsing this forum: No registered users and 0 guests