A "friend" made $10,000 in unauthorized charges on my card!

Get credit card fraud help: For victims of credit card fraud and identity theft, and those that can help.
42 posts
Green Member
Green Member
Posts: 8
Joined: Wed May 02, 2012 5:15 pm
Location: Bellvue CO

Postby branchpoint » Mon Jan 28, 2013 7:16 pm

Last week the suspect pled guilty to all charges. I don't know whether the case turned on the evidence gathered or just the simple fact that she had no proof of authorization. She's to be sentenced this week, and restitution will be ordered, including interest and expenses I incurred (excess phone usage charges) tracking things down. She'll probably get a payment schedule, and I don't know whether I'll ever see much of it. I still think the card company should be held responsible for refusing to investigate any of the charges I contested, particularly in light of her conviction. They claim the right to make that choice based on their own initial assessment, even when that turns out to be wrong. Does anyone know whether I have any legal claim against them at this point? I don't think they or the merchants involved did much to enforce security.

On the point of security - I know of only one existing technology that is very secure: smart cards, which update a passcode on the card and at the processing center on every use. RFID is a step in the wrong direction, since it pretty much excludes writing to the card, and in addition, opens data transfer to anything within range, which can be read by a sensitive enough spy device no matter how small that range may be, so long as it's not zero.

Centurion Member
Centurion Member
Posts: 323
Joined: Tue Mar 06, 2012 12:15 am
Location: Chicago

Postby Dylan1982 » Sat Feb 09, 2013 9:51 pm

Wow that is crazy.. I hop you will one day get your money back
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)

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