branchpoint wrote:I talked again to the police today. They talked to the DA last week, who told them to go ahead with it because a one-time authorization does NOT imply indefinite use, which is exactly what JCarter told me last week. So many thanks to JCarter for helping me keep my sanity in the meantime. Thanks also to the rest of you for your comments. It all helps stop the head trips. I'll keep posting about the progress with this in case anyone's interested in how it works out.
Since I last posted in May:
The sheriff's office (I live in a rural area) wasn't doing anything, so I called the Professional Standards Officer and had a short conversation. A few minutes later the sheriff's office called me back and said they'd assigned an investigator who was out of town right then but would contact me the next week, and btw, they hoped I would have no more complaints. The investigator called me on schedule, we talked, and he got started. Then we had a major wildfire in the county that used up all resources, and shortly after they got it contained, another bigger one started (this is Colorado, and I'm sure everyone's heard about this). While that was going on, we had several more fires in other counties, I got evacuated twice, and in the process of cleaning up (fortunately my house didn't burn) I was seriously injured, had to have surgery on August 30, and was back more or less to normal in another month or so. They were still working on my investigation, which they hadn't finished when the fires started. They finally got it to the DA a few weeks ago, and when I called my credit card company (HSBC), they gave me nothing but runaround even though I had talked with them numerous times and done everything they asked of me. They first tried to tell me I'd never reported it to the police, but when I told them I had the fax receipt from them for the original law enforcement report, they said it was too late and that it was a civil suit anyway. I pointed out that the accused had been arrested and was now in custody on criminal charges, and their response was that according to their rules it was still a civil suit and I had no claim against them. I hung up on their rep when she got sarcastic. I'm getting ready to try again, but I'm not sure what my rights are. By my understanding, federal law makes them responsible for at least the more recent charges, but I'm not sure how to wring that out of them. They've so far lied to me, misled me, and witheld information. The trouble is that even if I do get restitution awarded, I'm unlikely to get anything because the accused has no money of her own, which was why I let her stay in my house for several months once in the past.
I've learned some things about credit card security from this. Maybe I'll try to write them down coherently and post them later. They're sure not doing what they could do and did even a couple of years ago.