stayinsafe wrote:Someone stole my credit-card number and used it to check their credit score and get a copy of their credit report.
I'm concerned that they while they were on the freecreditscore.com site, they might have seen my credit report. I've been told that if they did see my credit report, then they might have my Social Security number. However, as I said above, I don't see my Social Security number when I look at my own credit report, which makes me think it's unlikely that even if someone got an unauthorized look at my credit report, they'd have seen my Social Security number.
If the thief only did was use your credit card to get a credit report, then they can't see or get a hold of your social security number.
Credit card issuers' customer service representatives won't give out or never give out your social security number even if you or the thief called in.
The only way anyone can access your credit report is when they know what your SSN is. Obtaining a credit report requires a SSN. So if the thief was able to access your credit report, then the thief already has your SSN to begin with.
I think it is really impossible to obtain the credit card holder's SSN with just the credit card number. SSN can only be obtained if some ignorant customer service representative gave the credit card holder's SSN to the caller. CSRs are not permitted to give the credit card holder's SSN to anyone even to the account holder for security reasons. If the caller, regardless of the account holder or not, asks for the SSN of the account for whatever reason it is (like "just to double check if I gave you my correct SSN"), the CSR are not permitted to give the SSN out. The only thing the CSR is permitted to do is to let the caller say the on-file SSN, otherwise it won't be given by the CSR.
I did have a past experience when one of my previous credit card number was stolen. The lender automatically put a freeze on the account and lender called me about the situation. Lender issued me a different credit card number to replace the previous one.