- Gold Member
- Posts: 43
- Joined: Mon Sep 05, 2011 9:06 pm
- Location: Ohio
There are a couple different possibilities, and I will be echoing some of what has already been said - but here we go:
1) First and foremost, if she was an authorized user and this was a physical card with her name on it - there is no harm nor foul here, regardless of a divorce that does not null nor void any authorized user agreement with any credit card company. Authorized users are not limited to spouses and become cancelled upon divorce, there may be some situations where someone may want to keep ex-spouse as authorized user going forward...who knows.
2) If the physical credit card she used has your name on it, not yours, you could claim is as lost/stolen/fraud. Now, this is where it gets tricky - many credit companies require police reports to be filed in order to process the claim...because after all, it is a crime. This may muck up your divorce proceedings as you recently tried to put your spouse in jail.
3) Option number 3 is to settle in divorce court, many couples decide on joint finances and this would be a gray area to be settled be the courts. One may believe regardless of authorized user, or if card was in her name or not, she was authorized to use that card since she was your spouse.
The bottom line, in my opinion, is you are way too late on this...if you wanted to pursue this option you should have immediately, I believe you have no case on trying to report this as fraud. My advise would be to consult your divorce lawyer and inform him of these charges after her filing, complete with credit card statements, and ask for you to be compensated when the finances become split for the difference.
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