- Posts: 0
- Joined: Tue Dec 06, 2011 5:07 am
- Location: Aspen, CO
So I have a huge dilemma on my hands. I own a Discover card, which I usually spend about $400-500 per month on, usually gas and groceries.
Well, today for the first time in a while I decided to look actually look at my statements for the last 2 months, and notice there are about 20-30 Paypal transactions for various dollars amounts ranging from $1.80 to $250. All in all they total almost $1815.22!!!!
I have never used Paypal in my life and do not even have a Paypal account, so I am a victim of fraud; I don't know how but apparently someone stole my credit card number from somewhere. I immediately call Discover to dispute the charges. They said since it's multiple transactions, I can't "dispute" them one by one but rather they transferred me to their fraud/security department. The rep told me they are going to open an fraud investigation on my behalf. He sounded very understanding and reassuring, and emphasized Discover card members have 100% fraud protection.
But when he said I would be granted a credit to my account for the full amount of $1800 PENDING completion of their investigation, I have been in a state of panic ever since. I just need some feedback from someone else who has been a victim of fraud. What can I expect to happen, and how long do these things usually take?
Thank you for any help!