Low tech credit card scamming

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Mogul of Pineapples
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Low tech credit card scamming

Postby Mogul of Pineapples » Sun Sep 14, 2008 12:46 am

I know everything we hear about credit card fraud usually involves high tech things like hacking corporate databases and what not, but I saw a clip on NBC news about a very primitive form.

They take an old credit card, razor blade, and glue and cut off the letters and replace them with new letters. They mess up the bar code on the back so it doesn't scam. When the card gets scanned by the cashier it won't work, so they will manually type in the numbers on the card, the fake numbers.

I would think they would look sh*tty enough where it wouldn't fool anyone but apparently enough cashiers fall for it if they're made half-way decent. The sure way to tell is flip over the card and see if the numbers on the back match the numbers on the front.

On that note do you think any scammers have a credit card embossing machine? Something to emboss those numbers on printed cards? I wouldn't be surprised if some organized crime group is doing something like that but it hasn't been detected yet. If con artists can make fake IDs and fake documents I don't see why they can't make fake credit cards too.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

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Cucumber
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Postby Cucumber » Mon Sep 15, 2008 12:17 am

Hey ma it's just like playing cut and paste like I did in art class.... except with credit cards!!!

What a joke. It's nice to know that by law we're not responsible for a penny of whatever scam they're doing.
OBAMA
Stop talking crap about him!

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Mogul of Pineapples
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Postby Mogul of Pineapples » Mon Sep 15, 2008 4:16 pm

I don't understand how one can cut off numbers and glue them to another card. I would think such a thing would look hideous and never could be passed off as real. If there are cashiers that cannot recognize such a blatant attempt at fraud that is really horrendous the USA has dumbed down the masses to this point.

Tens years ago I recall waiting in line to pay at my local pet store. The man who was paying had credit card numbers wrote on an index card he unfolded from his wallet and handed to the cashier. “My credit card broke but here’s the numbers, you can call it in” as he handed the index card over. The cashier didn’t appear the least bit suspicious. He called in to have the numbers manually processed and the man walk out with his several bags of merchandise. I never did hear what the outcome of that transaction was, but if employees are this ignorant or idiotic, I almost blame them more than I blame the thief.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

robert.loehmann
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The masses are even dumber than I thought...

Postby robert.loehmann » Mon Sep 15, 2008 4:25 pm

I don't understand how one can cut off numbers and glue them to another card. I would think such a thing would look hideous and never could be passed off as real. If there are cashiers that cannot recognize such a blatant attempt at fraud that is really horrendous the USA has dumbed down the masses to this point.

Tens years ago I recall waiting in line to pay at my local pet store. The man who was paying had credit card numbers wrote on an index card he unfolded from his wallet and handed to the cashier. “My credit card broke but here’s the numbers, you can call it in” as he handed the index card over. The cashier didn’t appear the least bit suspicious. He called in to have the numbers manually processed and the man walk out with his several bags of merchandise. I never did hear what the outcome of that transaction was, but if employees are this ignorant or idiotic, I almost blame them more than I blame the thief.



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