Credit report, utility accounts opened by someone else

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SWServi
 
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Joined: Sat May 20, 2017 8:24 pm

Credit report, utility accounts opened by someone else

Postby SWServi » Sat May 20, 2017 9:08 pm

I have recently started to build up my credit because I eventually want to buy a house. Upon looking at my credit score, I found out that there are several utility bills, a gas/electric/cable bill to be exact that were on my account. Problem is I never opened any of these accounts before
I had recently found out that my POS Brother had opened these accounts in my name without my consent and without telling me.
I have disputed all 3 accounts. The biggest piece of evidence I have is that these accounts are on residences that he's stayed in and that I have lived at my primary residence for over 6 years now.
My brother has told me that he'll take care of it but I know he has no intention of ever doing so as he is an awful human being.
What else can I do about this? these collection accounts were opened in 2013, 2015 and 2016 respectively. If he admits that he opened these accounts, will he be in any legal trouble if I do not press charges? Otherwise if I do decide to file a police report, what would happen to him?


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kcm7
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Re: Credit report, utility accounts opened by someone else

Postby kcm7 » Mon May 22, 2017 9:59 am

You may have no other option but to file a police report to give as proof to the credit bureaus -- because they're not likely to remove the accounts if they match your primary address. Not sure what would happen to your brother, but it's not fair to you to get held back because of what he did.
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Stros05
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Re: Credit report, utility accounts opened by someone else

Postby Stros05 » Mon May 22, 2017 2:17 pm

You shuold consider talking to an attorney so that you understand the repercussions of filing a police report.



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