roommate stole identity and opened credit card

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Joined: Thu Aug 12, 2010 8:47 am
Location: New York

roommate stole identity and opened credit card

Postby » Thu Aug 12, 2010 8:54 am

my boyfriend, who shares my mailbox and my computer, applied for a credit card in my name, and added himself as an authorized user online. he wracked up some huge charges online overseas and paid the credit card bills from my bank account. this was all done online. all he needed was my personal info and my checking account routing number. this is so scary. it seems there is nothing stopping somebody from doing this. we share the same address and phone number, and he knows all my personal info. i care about him and don't want him to go to jail, but i want to dispute the charges. Its impossible to prove that he did these things, and not me. how do i convince the credit cards that i was not the one who did all this, so they will refund me my money?? if i cant convince them, will they not refund me my money?

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Mogul of Pineapples
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Postby Mogul of Pineapples » Tue Aug 17, 2010 4:41 pm

There have been a lot of posts on Credit Card Forum lately about spouses scamming each other. First of all any one that would do that to you is no friend or partner and you need to realize that. To get it resolved go to the police. That is outright fraud and why shouldn't he be held accountable? Have you confronted him about it yet?
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