- Posts: 1
- Joined: Mon Jun 28, 2010 2:53 pm
- Location: california
So, i just found out that my live-in girlfriend has been gambling online from my apt, using my computer. She took out credit cards in my name that i never knew about. I did not authorize her to ever use my credit, or make purchases on my behalf, or transfer funds out of my checking account. However, she knows everything about me, where i store my email and banking passwords, and all my personal info. She accumulated over $100,000 of gambling debt, paid the credit cards from my checking account electronically, and then rang up another 80,000 of debt on these credit cards, all without my knowledge. My bank account is now empty. This happened over the course of a number of months. How do i prove that it was her and not me? She opened the accounts under my name. She deleted any emails from my email account that would have alerted me to the activity. She intercepted postal mail that would have alerted me to the activity. It looks like on 1 card there was about 80,000, 20,000 on another, and then 80,000 on another card over the course of a year (180k total...maybe 200k). She also directly had funds transferred out of my bank account by using some kind of online pay merchant. (i'm not exactly sure how it works, but now that i'm looking i see all these e-payments...almost like e-checks....i didn't know this was even possible) The last 100,000 occurred over the last 4 months. I never looked at my accounts because i assumed i had tons of cash, no credit card debt and i don't spend very much.
I'm feeling overwhelmed. What should i do? On top of all that, when i confronted her yesterday, she flipped out, said if i declare the fraud that i would be ruining her life, and she threatened to commit suicide. She has no job, and no means of paying this debt. I understand why she feels suicidal...it is because she has Borderline personality disorder (sort of like Bi-Polar) and she has committed a crime that makes her look really bad. Am i responsible for her? If she offs herself, will her parents sue me? This really sucks, i have feelings of guilt, anger, frustration and empathy for her. But, i obviously don't want a relationship with her. Anyway, those are irrelevant details i suppose.
What should i do?