Fraudulent emails

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5 posts
MemberSince99
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Fraudulent emails

Postby MemberSince99 » Fri May 20, 2016 3:55 pm

Got an email today that was a total fraud. I do business with that credit union, but I could tell right away it was something some douche in a foreign country hacked together. Many words were obviously spelled wrong (pont instead of point for example). Of course it gave links to click on, and I'm sure some site that will for sure steal your identity and probably put some kind of malware on your PC as it does it.

People just be careful. Do NOT click on those links in some email.

I hate to say this but it's the honest to God truth - in the US fraud of this sort is basically not considered a big deal, just the cost of doing business. Some douche steals your identity and ruins your credit, no one cares and nothing will likely be done about it. Now if YOU commit fraud to the banks, watch how fast you do some time in a cell with a bunch of people who are waiting with a black blanket for you. But the REAL criminals, our "justice" system can't or won't touch the vast majority of them. So it behooves you to watch out for yourself, because in the US of A, no one else will. Unless of course you buy your "representative". But most of us can't afford those high priced hookers.

So be careful. Never click those links.


Tubpbs
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Re: Fraudulent emails

Postby Tubpbs » Fri May 20, 2016 5:06 pm

MemberSince99 wrote:Got an email today that was a total fraud. I do business with that credit union, but I could tell right away it was something some douche in a foreign country hacked together. Many words were obviously spelled wrong (pont instead of point for example). Of course it gave links to click on, and I'm sure some site that will for sure steal your identity and probably put some kind of malware on your PC as it does it.

People just be careful. Do NOT click on those links in some email.

I hate to say this but it's the honest to God truth - in the US fraud of this sort is basically not considered a big deal, just the cost of doing business. Some douche steals your identity and ruins your credit, no one cares and nothing will likely be done about it. Now if YOU commit fraud to the banks, watch how fast you do some time in a cell with a bunch of people who are waiting with a black blanket for you. But the REAL criminals, our "justice" system can't or won't touch the vast majority of them. So it behooves you to watch out for yourself, because in the US of A, no one else will. Unless of course you buy your "representative". But most of us can't afford those high priced hookers.

So be careful. Never click those links.


I have a good example... I had a business debit card for work from a medium sized bank. At some point someone fraudulently charged $19.99 on the card. I immediately (before the transaction posted, while it was still pending) called and informed etc etc. So, aside from taking 90 days to get the money back, I have to sign a document that says if I'm lying I can be subject to up to $1,000,000 in fines. Yes. One MILLION dollars. There may have been some sort of threat of prison on there too. This is because someone stole $20 from me.

It's sick.
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Gamma
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Re: Fraudulent emails

Postby Gamma » Fri May 20, 2016 8:43 pm


MemberSince99
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Re: Fraudulent emails

Postby MemberSince99 » Sun May 22, 2016 10:35 am

There are lots of ways they can get your name. That happens to me too and I'm pretty careful with it. They could have gotten it from your email settings, or an online resume you have posted or your Facebook site, really who knows there are infinite ways for them to have that.

And yeah, I know, they would not put the criminals who scam in prison or fine them a million bucks for their criminal activity, but if they think you are trying to pull a fast one because 20 bucks is such big money, watch out, they'll punish you way harder than a murderer or a rapist.

It's funny to see what the values of our "justice" system REALLY are. If you try to cash a fraudulent check, in total innocence, they can decide YOU by cashing it are committing fraud, and prosecute YOU rather than the person who gave you the check. How nuts is that? What next, burn a rape victim alive because she obviously wanted to get raped or it couldn't have happened?

No one wants to do anything about fraudsters and scammers these days the system would prefer to go after the little guy - they know where to find you, you won't disappear or shoot them, and they can get $$$ out of you pretty easily. Why mess with the real criminals they are much harder to deal with.

The system is sick, it really is.

We just have to protect ourselves from the crooks AND this system the best we can. Never click on an email link. EVER. NEVER enter your personal information into some web site you have any doubt about. NO ONE legitimate sends you an email telling you that you must give them your username and password or your access will be cut off.

Tubpbs
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Re: Fraudulent emails

Postby Tubpbs » Sun May 22, 2016 10:48 am

Agreed. It really is sick and pathetic the way they treat the honest, regular people vs. the people actually perpetrating crimes. Not to mention, we bear the cost of whatever weak and useless security does exist, not the institutions that fail to protect us.
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