Debit card number stolen

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PhillyPhoto
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Debit card number stolen

Postby PhillyPhoto » Tue May 17, 2016 1:37 pm

I have a checking account that I use strictly for my car loan. I logged in to my account on a semi-regular basis to keep an eye on things, and noticed someone charged $120 to Comcast and a there was also a pending charge to zappos.com for about $10. This is a card that I don't even keep on me, so I'm not sure how they even got the number. I called and the money has already been returned, and I'm getting a new card in the mail.

I want to call Comcast with the info and let them know their customer is using stolen cards to pay their bill (it was listed as a POS transaction), but I doubt they would do anything about it. :beat:
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Re: Debit card number stolen

Postby Vattené » Tue May 17, 2016 8:28 pm

It's good you caught it soon and were able to get it taken care of pretty quickly and painlessly. You're right, though, that Comcast probably won't even try to do anything.
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Re: Debit card number stolen

Postby Tubpbs » Tue May 17, 2016 8:47 pm

Vattené wrote:It's good you caught it soon and were able to get it taken care of pretty quickly and painlessly. You're right, though, that Comcast probably won't even try to do anything.


I agree. I doubt they will care in any way whatsoever or even think about lifting a finger to do anything or any kind.
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Re: Debit card number stolen

Postby takeshi » Fri May 20, 2016 12:59 pm

PhillyPhoto wrote:This is a card that I don't even keep on me, so I'm not sure how they even got the number.

Don't assume that physical access to a card is required for fraud,

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Re: Debit card number stolen

Postby dragon452 » Tue Jun 07, 2016 4:35 pm

And people: don't forget your "ATM" bank cards, which are the cards tied to your particular bank account and can only be used at the bank in person, or at one of your bank's own ATM's. My ATM card was skimmed AT A BANK BRANCH'S ATM (as opposed to a "Debit/Visa or Mastercard card usable anywhere). I reported the theft of over $500.00 immediately, before the transactions were even posted (charges were made in another city at another bank's ATM), and I have to wait at least two weeks to get the money back into my savings account. NOTE: ATM cards are NOT chip protected because they can only be used at the bank's own ATM's and nowhere else, so they figure why bother with the extra cost of a chip for an "internal" card? Beware when you use any kind of magnetic stripe card anywhere. Thank you.

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Re: Debit card number stolen

Postby MemberSince99 » Tue Jun 07, 2016 8:51 pm

dragon452 wrote:And people: don't forget your "ATM" bank cards, which are the cards tied to your particular bank account and can only be used at the bank in person, or at one of your bank's own ATM's. My ATM card was skimmed AT A BANK BRANCH'S ATM (as opposed to a "Debit/Visa or Mastercard card usable anywhere). I reported the theft of over $500.00 immediately, before the transactions were even posted (charges were made in another city at another bank's ATM), and I have to wait at least two weeks to get the money back into my savings account. NOTE: ATM cards are NOT chip protected because they can only be used at the bank's own ATM's and nowhere else, so they figure why bother with the extra cost of a chip for an "internal" card? Beware when you use any kind of magnetic stripe card anywhere. Thank you.


It's kind of funny how living in a near police/surveillance state, that security of people's bank accounts is just kind of an afterthought. Security of our credit information seems the same way judging by all the breaches.

I can't really give details, but actually where I work, we had boneheaded stuff go on and customer's information was stolen. It's way more common than people realize. Of course they aren't going to advertise that fact.

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Re: Debit card number stolen

Postby Tubpbs » Tue Jun 07, 2016 9:10 pm

MemberSince99 wrote:
dragon452 wrote:And people: don't forget your "ATM" bank cards, which are the cards tied to your particular bank account and can only be used at the bank in person, or at one of your bank's own ATM's. My ATM card was skimmed AT A BANK BRANCH'S ATM (as opposed to a "Debit/Visa or Mastercard card usable anywhere). I reported the theft of over $500.00 immediately, before the transactions were even posted (charges were made in another city at another bank's ATM), and I have to wait at least two weeks to get the money back into my savings account. NOTE: ATM cards are NOT chip protected because they can only be used at the bank's own ATM's and nowhere else, so they figure why bother with the extra cost of a chip for an "internal" card? Beware when you use any kind of magnetic stripe card anywhere. Thank you.


It's kind of funny how living in a near police/surveillance state, that security of people's bank accounts is just kind of an afterthought. Security of our credit information seems the same way judging by all the breaches.

I can't really give details, but actually where I work, we had boneheaded stuff go on and customer's information was stolen. It's way more common than people realize. Of course they aren't going to advertise that fact.


Excellent point. It really is ridiculous. If I stole $3 worth of shit from 7/11, I would go to jail (at least for the evening). I would get handcuffed, put in a police car, searched, put in a cell, arraigned, etc. By that same token, no one could care less if someone steals money out of MY bank account or steals my CC info etc. I think your "near police state" comment is very insightful and is a prime example of bizarre American nonsense we put up with. We let them watch every website we go to and market us anything they deem is relevant based off of our (what I consider to be very private) browsing history, but they can't stop someone from stealing all our private info or our money and so on.

Semi enraging. Ok, fully enraging.
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Re: Debit card number stolen

Postby JackLane » Wed Jun 08, 2016 5:19 am

Tubpbs wrote:Excellent point. It really is ridiculous. If I stole $3 worth of shit from 7/11, I would go to jail (at least for the evening). I would get handcuffed, put in a police car, searched, put in a cell, arraigned, etc. By that same token, no one could care less if someone steals money out of MY bank account or steals my CC info etc. I think your "near police state" comment is very insightful and is a prime example of bizarre American nonsense we put up with. We let them watch every website we go to and market us anything they deem is relevant based off of our (what I consider to be very private) browsing history, but they can't stop someone from stealing all our private info or our money and so on.

Semi enraging. Ok, fully enraging.


EXACTLY, When about $500 were swiped on card at American Airlines and some other misc charges. I contacted AA and got it sorted out and for the safe side, went to the police station to make a report. The officer says, its such a small amount that we are not going to do anything but we will keep it on file. I thought exactly the same. If I shoplift, I get a free ride and jail but nothing if I do online. What kind of justice is that?
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Re: Debit card number stolen

Postby MemberSince99 » Thu Jun 09, 2016 8:44 am

It's american style justice a joke.

They truly turn a blind eye to online theft. Steal from someone physically they will do something but online they couldn't care less.

And corporate America talks a lot about securing data but the action doesn't match the talk. I can't give specifics but I know of an incident we just had. They did tighten down after that but there isn't any real fear anything will happen in terms of the government taking action. This is the us we all know better.

Too much corruption ensures no punishment. This country really has become a banana republic in a lot of ways with corruption and lousy government and massive debt and a police state mindset. I've been to a banana republic it's not what you should aim to be.

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Re: Debit card number stolen

Postby TyE » Tue Jul 12, 2016 8:40 pm

I have heard some horror stories with peoples' debit cards getting skimmed and causing havoc to their checking accounts. I have stopped using my debit card and used my credit cards instead for all purchases and auto payments. The laws protect all purchases with credit cards and that money isn't tied to your bank account. So if someone hacks into your checking account and wipes you clean, you might end up having to wait a little time before the bank reimburses you. I wouldn't want to take that risk ever.......



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