Does Lifelock work?

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Stumpy15
 
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Does Lifelock work?

Postby Stumpy15 » Wed Apr 06, 2016 3:10 pm

I'm thinking about joining Lifelock after I've been a victim of fraud twice in 1 year. Will they help me stay safe?


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lobbythis
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Re: Does Lifelock work?

Postby lobbythis » Thu Apr 07, 2016 2:05 am

i can't say from personal experience, but i still recommend being weary. the company has been in and out of multiple lawsuits for misleading customers.

Tubpbs
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Re: Does Lifelock work?

Postby Tubpbs » Thu Apr 07, 2016 5:16 am

lobbythis wrote:i can't say from personal experience, but i still recommend being weary. the company has been in and out of multiple lawsuits for misleading customers.


While I'm not suggesting that the OP ignores your suggestion to be weary, the simple fact that a national advertiser of a service for fraud prevention and repair has had lawsuits to deal with isn't particularly relevant unless you have some details of the lawsuits and the outcomes. Even if they settle the lawsuits for big money it doesn't mean anything, as it may have been cheaper and more certain to settle in their situation than to see the case through to prove they were right.

Unfortunately, in this country, anyone can sue anyone for anything they want with little consequence usually.

That being said, of course the opposite is possible and they have issues of various kinds etc etc.

I would say to the OP, depending on how the earlier incidents went, you may be your own life lock. Unless someone is stealing your identity, life lock isn't going to know if you made a certain charge on a certain credit card or not. If someone opened new credit in your name, that's one thing, but if someone cloned a card or two AND you caught it relatively quickly, that is unfortunately best case scenario for what happened.

Good luck. Maybe others on the forum have some experience with life lock. I do not.
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takeshi
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Re: Does Lifelock work?

Postby takeshi » Thu Apr 07, 2016 7:28 am

Stumpy15 wrote:I'm thinking about joining Lifelock after I've been a victim of fraud twice in 1 year. Will they help me stay safe?

What specific type(s) of fraud are you looking to prevent? You may be able to do much of it yourself depending on the type(s). You really should be regularly monitoring your own reports and accounts anyway.

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lobbythis
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Re: Does Lifelock work?

Postby lobbythis » Thu Apr 07, 2016 11:17 pm

takeshi, i know you get your jollies off by attempting to discredit people on this forum constantly to make yourself appear more intelligent than the rest, but take a step back buddy.

and im sorry i cant wipe your a$$ for you. you can do a google search on your own.


LifeLock enters $100 million settlement agreement with FTC:

http://money.cnn.com/2015/12/17/pf/life ... ettlement/

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Re: Does Lifelock work?

Postby Tubpbs » Fri Apr 08, 2016 5:40 am

lobbythis wrote:takeshi, i know you get your jollies off by attempting to discredit people on this forum constantly to make yourself appear more intelligent than the rest, but take a step back buddy.

and im sorry i cant wipe your a$$ for you. you can do a google search on your own.


LifeLock enters $100 million settlement agreement with FTC:

http://money.cnn.com/2015/12/17/pf/life ... ettlement/


I'm not sure if this is actually directed at me or Takeshi, but the article is pretty in line with what I said about lawsuits in general. That being said, it does appear that they were likely doing something both irresponsible and stupid.

I'm not sure what the Google search comment means particularly, but your post is surprisingly aggressive and seemingly out of the blue. I read all the posts on the forum and don't see you and Takeshi clashing in particular. I hear what you're saying about his posts in general, but I don't think he is suggesting he's smarter than anyone. He is just more informed.

Anyway, not sure what the issue is, but I'm pretty sure everyone's responses to the OP still stand and are still complete, thoughtful and intelligent answers. Maybe I'm wrong, but I don't think so.
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ingramjuan
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Re: Does Lifelock work?

Postby ingramjuan » Fri Apr 08, 2016 8:49 pm

Stumpy15 wrote:I'm thinking about joining Lifelock after I've been a victim of fraud twice in 1 year. Will they help me stay safe?



For free with each credit reporting agency, you can put a fraud alert on your report and lock your credit report if I am not mistaken.
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Re: Does Lifelock work?

Postby Jellibomb » Sat Apr 23, 2016 9:35 am

From my experience, it serves it's purpose for:

A.)warning credit card companies of any prior fraud claims already on your account.

B)Instant online applications are not approved and you must call in to customer service/ loss prevention to verify you are who you are.

C) You get alerts by email or I think via text too, if anything changes on any of the 3 credit bureaus.

There is a monthly fee, but it helps keep your credit safeguarded. Especially if you have an asshole adult child who still lives at home and opens accounts in your name. Since I've been using the life lock service, I haven't had any problems with getting insane $6k charges on my cards in one fell swoop, and that is a great thing.

TXviking
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Re: Does Lifelock work?

Postby TXviking » Sat Apr 23, 2016 1:27 pm

Didn't Lifelock's CEO pull the stunt of publishing his social securit y number and wind up having his identity stolen like a zillion times?

The question I'd be asking myself is, if they couldn't protect the CEO, what can they realistically do for you?

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Re: Does Lifelock work?

Postby MemberSince99 » Mon May 23, 2016 8:43 am

lobbythis wrote:takeshi, i know you get your jollies off by attempting to discredit people on this forum constantly to make yourself appear more intelligent than the rest, but take a step back buddy.

and im sorry i cant wipe your a$$ for you. you can do a google search on your own.


LifeLock enters $100 million settlement agreement with FTC:

http://money.cnn.com/2015/12/17/pf/life ... ettlement/


In all fairness he didn't mention how income and credit profile affect potential fraud.



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